Saturday, January 18, 2025
7.0°F

NOTICE OF TRUSTEE'S SALE

Columbia Basin Herald | UPDATED 13 years, 2 months AGO
| November 7, 2011 12:00 PM

Issued Pursuant to RCW 61.24.040

I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will, on November 18, 2011, at the hour of 10:00 a.m. at the Grant County Superior Courthouse, 35 C St. NW, Ephrata, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Grant, State of Washington:

Lot 35, Block 2, South Terrace Addition, Moses Lake, according to the plat thereof recorded in Volume 6 of Plats, page 35, records of Grant County, Washington.

the postal address of which is more commonly known as 1030 South Clover Drive, Moses Lake, Washington 98837, which is subject to that certain Deed of Trust dated January 22, 2010 and recorded on February 12, 2010 with the Grant County Auditor under Recording No. 1267109, records of Grant County (referred to herein as "Deed of Trust"), from Oscar Pena and Cindy Pena, as Grantors, to Chicago Title Insurance, as Trustee, to secure an obligation in favor of Jesie R. Castro and Expedita L. Castro, as Beneficiary.

II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust.

III. The default for which this foreclosure is made is as follows:

a. Failure to pay the following past due amounts which are in arrears:

1) Past due payments as of August 8, 2011: $3,480.00

(interest per diem of $23.9758)

2) Late fees: $ 150.00

3) Other Charges (insurance): $ 249.24

TOTAL PAST DUE PAYMENTS: $7,758.48

b. Plus the following non-payment defaults:

1) All past due real property taxes, estimated in the amount of $884.14 through tax year 2011, to Grant County for Tax Parcel No. 111075000.

2) Failure to provide proof of insurance.

IV. The sum owing on the obligation secured by the Deed of Trust is: Principal of $126,000.00 together with interest as provided in the Note or other instrument secured from January 22, 2010, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession or encumbrances on November 18, 2011. The defaults referred to in Paragraph III must be cured by November 7, 2011 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before November 7, 2011 (11 days before the sale date) the default(s) as set forth in Paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated by the Grantor any time after November 7, 2011 (11 days before the sale date) and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the principal and interest secured by the Deed of Trust, plus costs, interest, late charges, fees and advances, if any, made pursuant to the terms of the obligations and/or Deed of Trust, and curing all other defaults.

VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower, Grantor, and/or Guarantor at the following addresses by both first class and certified mail, on June 30, 2011, proof of which is in the possession of the Trustee:

OSCAR PENA CINDY PENA

1030 S CLOVER DR 1030 S. CLOVER DR

MOSES LAKE WA 98837 MOSES LAKE WA 98837

OSCAR PENA AND CINDY PENA

1030 S CLOVER DR

MOSES LAKE WA 98837

The written Notice of Default was also posted in a conspicuous place on the real property described in Paragraph I above on July 5, 2011. The Trustee has in Trustee's possession proof of such service/posting.

VII. The Trustee, whose name and address is set forth below, will provide in writing to anyone requesting it a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under Grantor, of all their interest in the above-described property.

IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.

X. Notice to Occupants or Tenants The purchaser at the trustee' sale is entitled to possession

of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchase has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW.

The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and non-residential tenants. After the 20th day following the sale the purchaser has the right to evict occupants and non-residential tenants by summary proceedings under chapter 59.12 RCW. For residential tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Residential tenant-occupied property means property comprised solely of a single-family residence, or a condominium, cooperative, or other dwelling unit in a multiplex or other building containing fewer than five residential units.

XI. Notice to Guarantors If this Notice is being mailed or directed to any Guarantor, said Guarantor should be advised that: (1) the Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the deed of trust; (2) the Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) the Guarantor will have no right to redeem the property after the trustee's sale; (4) subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs.

DATED this 10th day of August, 2011.

EISENHOWER & CARLSON, PLLC Successor Trustee

By: /s/ Clemencia Castro-Woolery

Clemencia Castro-Woolery, Member

Address: 1201 Pacific Avenue, Suite 1200

Tacoma, WA 98402

Phone: (253) 572-4500

INQUIRIES: Call 253-572-4500 ask for Gayle

#10001/1864277

Pub.: October 17 & November 7, 2011

MORE IMPORTED STORIES

NOTICE OF TRUSTEE SALE
Columbia Basin Herald | Updated 13 years, 1 month ago
NOTICE OF TRUSTEE SALE
Columbia Basin Herald | Updated 13 years ago
NOTICE OF TRUSTEE SALE
Columbia Basin Herald | Updated 12 years, 8 months ago