NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Bonner County Commissioners will hold a public hearing 1:30 p.m. on Wednesday, November 16, 2016 in the 3rd Floor BOCC Meeting Room, Suite 338 of the Bonner County Administration Building, 1500 Highway 2, Sandpoint, Idaho, to consider the following request: File V482-16, Variance Request - Minimum Lot Size - Nathanial & Amanda Story are requesting a lot size minimum variance for an existing ±3.28-acre parcel, where a 5 acre minimum zoning (Rural) was required at the time of the land division. The subject property is located about 3.3 miles east of Sagle on Sagle Creek Road, in Section 19, Township 56 North, Range 1 West, B.M. The Planning & Zoning Commission unanimously denied this project at their regular scheduled public hearing on September 15, 2016. The applicants have appealed the Planning & Zoning Commission decision. The request will be heard de novo by the Bonner County Commissioners. Any person needing special accommodations to participate in the public hearing should contact the Bonner County Planning Department at (208) 265-1458 at least 48 hours before the hearing. Written statements exceeding 1 standard letter-sized, single-spaced page must be submitted to the planning department no later than 5 days prior to the public hearing. Written statements longer than the 1 standard page will not be accepted at the public hearing. Comments can be sent to the Bonner County Planning Department at 1500 Highway 2, Suite 208, Sandpoint, Idaho 83864; faxed to (208) 265-1463 or e-mailed to planning@bonnercountyid.gov. Additional information is available at the planning department. Staff reports are available at the planning department or may be viewed at www.bonnercountyid.gov 7 days prior to the scheduled hearing. SNP LEGAL 4213 OCTOBER 25, 2016

NOTICE OF SALE Date: November 16th, 2016 Time: 10:00 am Place of Sale: Bonner County Courthouse 215 S. 1st Ave Sandpoint, Idaho 83864 Case No. CV16-67 Sheriff's Case No. C16-1464 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER WELLS FARGO BANK, N.A., Plaintiff, vs. WILLIAM J. HEFNER (Deceased) and the Unknown Heirs, Assigns and Devisees of WILLIAM J. HEFNER; DONNA C. HEFNER (Deceased) and the Unknown Heirs, Assigns and Devisees of DONNA C. HEFNER; STATE OF IDAHO, ESTATE RECOVERY; POTLATCH #1 FEDERAL CREDIT UNION; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; KOOTENAI TITLE COMPANY; and Does 1-10 as individuals with an interest in the real property legally described as: All the West Half of the West Half of the Southwest Quarter; Except the North 2,268.0 Feet thereof, in Section 14, Township 54 North, Range 4 West of the Boise Meridian, Bonner County, Idaho. Commonly known as: 6855 Kelso Lake Road, Athol, ID 83801. Defendants. Under and by virtue of a Second Order for Sale of Foreclosure executed on September 1, 2016 and entered with the Court on September 1, 2016 and Second Writ of Execution issued on August 29, 2016 out of and under the seal of the above-entitled Court on a Judgment and Decree of Foreclosure recovered in said Court in the above-entitled action on the 31st day of May, 2016, in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Second Order for Sale of Foreclosure and Second Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgment and Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Bonner County, State of Idaho, and is described as follows, to-wit: All the West Half of the West Half of the Southwest Quarter; Except the North 2,268.0 Feet thereof, in Section 14, Township 54 North, Range 4 West of the Boise Meridian, Bonner County, Idaho. Commonly known as: 6855 Kelso Lake Road, Athol, ID 83801. NOTICE IS HEREBY GIVEN that on the 16th day of November, 2016 at the hour of 10:00 o'clock a.m., in the lobby of the Bonner County Courthouse located at 215 S 1st Avenue Sandpoint, ID 83864 I will attend, offer and sell at public auction all or so much of the above-described property thus directed to be sold as may be necessary to raise sufficient funds to pay and satisfy the Judgment and Decree of Foreclosure as set out in said Order for Sale of Foreclosure to the highest bidder therefore in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, by a Certificate of Sale, will transfer right, title and interest of the judgment debtor in and to the property. The Sheriff will also give possession but does not guarantee clear title nor continue possessory right to the purchaser. DATED This 20th day of September 2016. Daryl Wheeler BONNER COUNTY SHERIFF By: C. LeAnne Bankson Civil Clerk SNP LEGAL 4156 OCTOBER 25, 2016 NOVEMBER 1, 8, 2016

NOTICE OF SHERIFF'S SALE Case No. CV15-614 Sheriff's Case No. C16-1513 Date: November 8th, 2016 Time: 10:00 a.m. Place: Bonner County Sheriff's Office Training Room 4001 N Boyer Road Sandpoint, Idaho 83864 IN THE DISTRICT COURT FOR THE FIRST DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF BONNER OCWEN LOAN SERVICING, LLC Plaintiff, v. ESTATE OF STEPHEN W. MAURER, DECEASED; UNKNOWN HEIRS AND DEVISEES OF STEPHEN W. MAURER, DECEASED; ROBIN A. MAURER; CARI CALLAWAY; SARAH DREIER; CHRISTY KEARNEY; BERT MAURER; ISAAC MAURER; JACOB MAURER; JACQUELINE MAURER; JOHN MAURER; STEPHANIE WHETTEN; HORIZON CREDIT UNION; AND UNKNOWN PERSONS IN POSSESSION OR CLAIMING RIGHT TO POSSESSION, Defendants. NOTICE IS HEREBY GIVEN that on the 8th day of November, 2016 at the hour of 10:00 A.M., of said day in the training room of the Bonner County Sheriff's Office, 4001 N. Boyer Road, Sandpoint , ID 83864, I will sell all of the right, title and interest of said Defendants, in and to the below described property, at public auction, to the highest bidder for cash in lawful currency of the United States, to satisfy said execution and all costs. The Sheriff, by Certificate of Sale, will transfer the right, title and interest of the judgment debtors in and to the property at the time the execution or attachment was levied. The Sheriff will give possession, but does not guarantee clear title nor continued possessory right to the purchaser. The judgment debtor or redemptioner may redeem the property from the purchaser within one (1) year after the sale, if the real property sold consisted of a tract of land of more than twenty (20) acres, and within six (6) months after the sale if the real property sold consisted of a tract of land of twenty (20) acres or less, paying the purchaser the amount of his purchase with interest thereon at the rate allowed in Section 28-22-104(1), Idaho Code, from the date of sale to the date of redemption, together with the amount of any assessment or taxes which the purchaser may have paid thereon after the commencement of the action and which are not included in the judgment, and interest at the rate allowed in Section 28-22-104(1), Idaho Code, on such amount. BY VIRTUE of an execution in my hands, issued out of the District Court of the First Judicial District Court of the State of Idaho, County of Bonner, in the suit of OCWEN LOAN SERVICING, LLC v. ESTATE OF STEPHEN W. MAURER, DECEASED; UNKNOWN HEIRS AND DEVISEES OF STEPHEN W. MAURER, DECEASED; ROBIN A. MAURER; CARI CALLAWAY; SARAH DREIER; CHRISTY KEARNEY; BERT MAURER; ISAAC MAURER; JACOB MAURER; JACQUELINE MAURER; JOHN MAURER; STEPHANIE WHETTEN; HORIZON CREDIT UNION; AND UNKNOWN PERSONS IN POSSESSION OR CLAIMING RIGHT TO POSSESSION, Case No. CV15-614, duly attested the 29th day of September, 2016, I levied upon all right, title and interest of all defendants, in and to the following described real property, situated in Bonner, County, Idaho, to wit: THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER AND THE EAST HALF OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER, ALL IN SECTION 21, TOWNSHIP 57 NORTH, RANGE 3 WEST, BOISE MERIDIAN, BONNER COUNTY, IDAHO. Tax Parcel No. RP57N03W219151A and commonly known as: 70 Williamson Way, Sandpoint, ID 83864. GIVEN UNDER MY HAND this 29th day of September, 2016. Daryl Wheeler SHERIFF OF BONNER COUNTY C. LeAnne Bankson By Civil Clerk SNP LEGAL 4189 OCTOBER 18, 25, 2016 NOVEMBER 1, 2016

NOTICE OF SALE OF ABANDONED/UNCLAIMED VEHICLES By virtue of Idaho Code 55-403 Abandoned or Unclaimed Property the following vehicle will be sold at public auction: 1995 Pontiac Grand Am VIN 1G2NW15D4SC782928 NOTICE IS HEREBY GIVEN, that on the 8th day of November 2016 at 11:00 o'clock AM of said day, at Al's Towing, 409 Vermeer Dr Ponderay, ID 83852, I will sell the above described property, at public auction, to the highest bidder, for cash in lawful money of the United States, to satisfy publication and costs. GIVEN UNDER MY HAND this 20th day of October, 2016 Daryl Wheeler Bonner County Sheriff By Aaron Kin Records Clerk SNP LEGAL 4210 OCTOBER 25, 2016 NOVEMBER 1, 2016

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Anthony Giardio has made application to install 68 feet of riprap for erosion control. Location: Bel Tane Acres Blk. 2 Lot 4, Lake Pend Oreille, Sagle, Idaho, in Section 33 Township 57 North, Range 1 West; B.M., in Bonner County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 2550 Highway 2 West, Sandpoint, Idaho 83864 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Amidy Fuson, Resource Specialist on behalf of Navigable Waters Program - at the above address or by calling (208) 263-5104. /S/ TOM FLEER, Area Manager Idaho Department of Lands SNP LEGAL 4212 OCTOBER 25, 2016 NOVEMBER 1, 2016

Lake Pend Oreille School District #084 Ponderay , Idaho COMBINED STATEMENT OF REVENUES & EXPENDITURES WITH CHANGES IN FUND BALANCE - ALL FUNDS Budget Actual 2015-1026 Salary & 2015-2016 Salary & Line Code Account Budget Benefits Actual Benefits 1 REVENUE RECEIPTS 2 410000 Local Sources $8,924,870 $9,298,675 3 420000 County Sources 4 430000 State Sources $18,015,882 $19,240,780 5 440000 Federal Sources $2,751,012 $3,152,895 6 450000 Other Sources $18,592 7 TOTAL REVENUES $29,691,763 $31,710,943 8 460000 Transfers IN $977,643 $1,046,343 9 TOTAL REVENUE & TRANSFERS $30,669,406 $32,757,285 10 11 EXPENDITURES 12 500000 Instructional Services $15,451,002 $14,515,17 $16,909,81 $15,927,320 13 600000 Support Services $13,218,414 $8,700,810 $14,113,102 $9,450,110 14 700000 Non-Instructional Services $ 1,260,746 $756,818 $1,224,475 $701,080 15 800000 Facility Acquisition Services $ - 16 910000 Debt Services $51,600 $64,577 17 TOTAL EXPENDITURES $29,981,763 $23,972,804 $32,311,966 $26,078,510 18 920000 Transfers OUT $977,643 $1,046,343 19 TOTAL EXPENDITURES & TRANSFERS $30,959,406 $33,358,309 20 Excess (Deficiency) of Revenues $(290,000) $(601,024) over Expenditures & Transfers 21 22 320001 Fund Balance at July 1, 2015 $(420,000) $(52,785,654) 23 24 320002 Adjustments 25 26 320003 Adj. Fund Balance July 1, 2015 $(420,000) $(52,785,654) 27 28 FUND BALANCE At June 30, 2016 320000 *Total of Line 20 + 26 $(710,000) $(53,386,678) The undersigned certify that this is a true and correct report of the financial condition of the Lake Pend Oreille School District #084 STEVE YOUNGDAHL Chairperson of the Board KELLY FISHER Clerk of the Board LISA HALS Treasurer of the Board LEGAL 4209 OCTOBER 25, 2016

SUMMONS FOR PUBLICATION Case No. CV 2016-0574 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER ROGENE E. HANSON and JOSEPH C. HANSON, wife and husband, individually and as the marital community comprised thereof, Plaintiffs, vs. GARY W. NELSON and MYRNA E. WEBB, Defendants. TO: GARY W. NELSON You have been sued by Rogene E. Hanson and Joseph C. Hanson, the Plaintiffs, in the District Court in and for Bonner County, Idaho, Case No. CV-2016-0574. The nature of the claim against you is a cause of action for personal injuries and damages sustained by the Plaintiffs as a result of a motor vehicle accident that occurred on or about July 6, 2014. Any time after 20 days following the last publication of this summons, the Court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Clerk of the Court at 215 S First Avenue, Sandpoint, Idaho 83864, phone (208) 265-1432, and served a copy of your response on the Plaintiffs' attorney, Bryce W. Powell, at Powell & Reed, P.C., 318 Pine Street, PO Box 1005, Sandpoint, Idaho 83864, phone (208) 263-3529. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiffs. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED: October 5, 2016. By /s/ Bonner County District Court Clerk / Deputy Clerk SNP LEGAL 4170 OCTOBER 7,12, 19,25, 2016

NOTICE OF TRUSTEE'S SALE TS No: ID-16-738545-BB NOTICE IS HEREBY GIVEN that on 2/13/2017 , at the hour of 10:00 AM of said day, Bonner County Courthouse 215 S. First Ave., Sandpoint, ID 83864 , said Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of BONNER , State of Idaho, and described as follows, to-wit: ALL THAT CERTAIN LAND SITUATED IN THE STATE OF ID, COUNTY OF BONNER, CITY OF SAGLE, DESCRIBED AS FOLLOWS: THE WEST 706 FEET OF THE SOUTH HALF OF THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 34, TOWNSHIP 56 NORTH, RANGE 2 WEST, BONNER MERIDIAN, BONNER COUNTY, IDAHO. EXCEPTING THE COUNTY ROAD RIGHT OF WAY, AND ALSO EXCEPTING A PARCEL DESCRIBED AS FOLLOWS: THE NORTH 330 FEET OF THE WEST 706 FEET OF THE S 1/2 NE 1/4 NW 1/4 OF SECTION 34, TOWNSHIP 56 NORTH, RANGE 2 WEST, BOISE MERIDIAN, BONNER COUNTY, IDAHO; EXCEPTING THEREFROM ANY PORTION OF THE FOLLOWING DESCRIBED TRACT WHICH LIES WITHIN THE ABOVE DESCRIBED EXCEPTED PARCEL; COMMENCING AT THE NORTH QUARTER CORNER OF SAID SECTION 34, THENCE SOUTH 0° 01-3/4' EAST ALONG THE CENTERLINE OF SAID SECTION 34 A DISTANCE OF 1295.0 FEET TO THE NORTHERLY COUNTY ROAD RIGHT OF WAY LINE; THENCE WEST ALONG SAID RIGHT OF WAY LINE A DISTANCE OF 459.9 FEET TO THE POINT OF BEGINNING; THENCE NORTH 0° 01-3/4' WEST A DISTANCE OF 330.0 FEET; THENCE WEST A DISTANCE OF 660.0 FEET; THENCE SOUTH 0° 01-3/4' EAST A DISTANCE OF 330.0 FEET TO THE COUNTY ROAD RIGHT OF WAY LINE; THENCE EAST ALONG SAID RIGHT OF WAY LINE A DISTANCE OF 660.0 FEET TO THE POINT OF BEGINNING. AND RESERVING UNTO THE GRANTOR AN EASEMENT FOR INGRESS, EGRESS AND UTILITIES OVER, UNDER AND ACROSS THE WEST 30 FEET THEREOF. APN:RP56N02W342840A The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 3153 WESTMOND RD, SAGLE, ID 83860-0000 may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 11/8/2008 , by and among RANDY A HARRIS, AND JUDITH E HARRIS, HUSBAND AND WIFE , as Grantor, and FIDELITY NATIONAL TITLE INSURANCE CO. , as Trustee, a nd MORTGAGE ELECTRONIC REGISTRATION SYSTEMS SOLELY AS NOMINEE FOR COUNTRYWIDE BANK, FSB, ITS SUCCESSORS AND ASSIGNS , as Beneficiary; said Deed of Trust having been filed of record on 11/17/2008 , as Instrument No. 762382 Official Records of BONNER County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Sections 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which this sale is to be made is: The monthly installment of $742.90, which may include principal, interest and escrow, due on 9/1/2013, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee's fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. The balance due and owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $189,406.21 in principal; plus accrued interest at the rate of 2.0000 percent per annum from 9/1/2013 adjusting, if at all, pursuant to the terms of the note; plus service charges, late charges, and any other costs or expenses associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. LANCE E. OLSEN MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated this 5th day of October, 2016. Lance E. Olsen, Trustee By: Lance E. Olsen IDSPub #0116127 10/11/2016 10/18/2016 10/25/2016 11/1/2016 SNP LEGAL 4173 OCTOBER 11, 18, 25, 2016 NOVEMBER 1, 2016

NOTICE OF TRUSTEE'S SALE TS No: ID-16-738557-BB NOTICE IS HEREBY GIVEN that on 2/14/2017 , at the hour of 9:00 AM of said day, On the front steps of the main entrance to the Bonner County Courthouse, located at 215 S. 1st Avenue, Sandpoint, ID 83864 , said Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of BONNER , State of Idaho, and described as follows, to-wit: LOTS 11 AND 12 IN BLOCK 33, WEST END ADDITION TO SANDPOINT, IDAHO, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK 1 OF PLATS, PAGE 63, RECORDS OF BONNER COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 921 OAK STREET, SANDPOINT, ID 83864-0000 may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 3/10/2005 , by and among JERRY A HORNER AND KIM HORNER, HUSBAND AND WIFE , as Grantor, and FIRST AMERICAN TITLE CO , as Trustee, a nd MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE FOR CENTRAL PACIFIC MORTGAGE COMPANY A CALIFORNIA CORPORATION, ITS SUCCESSORS AND ASSIGNS , as Beneficiary; said Deed of Trust having been filed of record on 3/17/2005 , as Instrument No. 672433 Official Records of BONNER County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Sections 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which this sale is to be made is: The monthly installment of $799.62, which may include principal, interest and escrow, due on 5/1/2015, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee's fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. The balance due and owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $104,238.22 in principal; plus accrued interest at the rate of 6.1250 percent per annum from 5/1/2015 adjusting, if at all, pursuant to the terms of the note; plus service charges, late charges, and any other costs or expenses associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. LANCE E. OLSEN MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated this 5th day of October, 2016. Lance E. Olsen, Trustee By: Lance E. Olsen IDSPub #0116129 10/11/2016 10/18/2016 10/25/2016 11/1/2016 SNP LEGAL 4174 OCTOBER 11, 18, 25, 2016 NOVEMBER 1, 2016

NOTICE OF TRUSTEE'S SALE TS No: ID-16-738547-BB NOTICE IS HEREBY GIVEN that on 2/28/2017 , at the hour of 9:00 AM of said day, On the front steps of the main entrance to the Bonner County Courthouse, located at 215 S. 1st Avenue, Sandpoint, ID 83864 , said Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of BONNER , State of Idaho, and described as follows, to-wit: The West Half of Lot 10 of Wooded Acres Addition to Bonner County, Idaho, according to the Plat filed in Book 2 of Plats, Page 92, records of Bonner County, Idaho, more particularly described as follows Beginning at the Southwest corner of said Lot 10; Thence due North 194.00 feet; Thence South 62 deg 42' East 50.005 feet; Thence due South 190.50 feet; Thence North 66 deg 24' West 48.49 feet to the point of beginning. Also the land lying between the sidelines of the tract described above extended to the shoreline of the Pende Oreille River. Dated 10/04/02 Add'l Information: Deed of Trust Recording No. 611010 The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 1971 WOODED ACRE DRIVE, SAGLE, ID 83860 may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 7/15/2003 , by and among LARRY R. MARTIN AND RITA S. MARTIN, HUSBAND AND WIFE , as Grantor, and Chicago Title Insurance Company , as Trustee, a nd Bank of America, N.A. , as Beneficiary; said Deed of Trust having been filed of record on 7/30/2003 , as Instrument No. 630338, Book xxxx, Page xxxx Official Records of BONNER County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Sections 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which this sale is to be made is: The monthly installment of $690.54, which may include principal, interest and escrow, due on 9/28/2015, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee's fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. The balance due and owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $74,286.71 in principal; plus accrued interest at the rate of 5.9000 percent per annum from 9/28/2015 adjusting, if at all, pursuant to the terms of the note; plus service charges, late charges, and any other costs or expenses associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. LANCE E. OLSEN MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated this 14th day of October, 2016. Lance E. Olsen, Trustee By: Lance E. Olsen IDSPub #0117016 10/25/2016 11/1/2016 11/8/2016 11/15/2016 SNP LEGAL 4214 OCTOBER 25, 2016 NOVEMBER 1, 8, 15, 2016

T.S. No. 044460-ID / Parcel No.: R0205022002TA NOTICE OF TRUSTEE'S SALE On 1/24/2017 at 9:00 AM (recognized local time), on the FRONT STEPS OF THE MAIN ENTRANCE TO THE BONNER COUNTY COURTHOUSE, located at 215 S. 1ST AVENUE, SANDPOINT, ID 83864, in the County of Bonner, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows, to wit: THAT PART OF BLOCK 22 OF JACKSON'S FIRST ADDITION TO PRIEST RIVER, IDAHO, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK 1 OF PLATS, PAGE 163, RECORDS OF BONNER COUNTY, IDAHO, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 100 FEET WEST OF THE SOUTHEAST CORNER OF BLOCK 22, JACKSON'S FIRST ADDITION TO PRIEST RIVER, THENCE NORTH 120 FEET; THENCE WEST 50 FEET; THENCE SOUTH 120 FEET; THENCE EAST 50 FEET TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 25 EAST JEFFERSON AVENUE F/K/A 810 JEFFERSON AVENUE, PRIEST RIVER, IDAHO 83856, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JESSIE TAYLOR, A SINGLE WOMAN, as Grantor(s), to SANDPOINT TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE FOR METLIFE HOME LOANS, A DIVISION OF METLIFE BANK, N.A., ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 1/20/2010, recorded 1/22/2010, as Instrument No. 786711, official records of Bonner County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 10/1/2015 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 9/13/2016 is $64,261.71 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 9/13/2016 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP SNP LEGAL 4155 OCTOBER 4, 11, 18, 25, 2016