NOTICE TO CREDITORS Case No. CV-2018-0009 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER IN THE MATTER OF THE ESTATE OF: SARAH CHRISTINE DAFOE, Deceased. NOTICE IS HEREBY GIVEN that Melissa L. Davis has been appointed Personal Representative of the Estate of Sarah Christine Dafoe, deceased. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be filed with the Clerk of the Court and presented to the undersigned attorney for the Personal Representative at the following address: 312 S. First Ave., Ste A, Sandpoint ID 83864. DATED this 23 day of January, 2018. By: /S/ William M. Berg Attorneys for Personal Representative SNP LEGAL 5143 JANUARY 26, FEBRUARY 2, 9, 2018

NOTICE TO CREDITORS CASE NO. CV-17-1888 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER IN THE MATTER OF THE ESTATE OF: LORA ANN FEDAK, Date of Death: 12/5/17 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the estate of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 16 day of January, 2018. /S/: BARRY L. COX, Personal Representative c/o Pamela Massey Callahan & Associates, Chtd. PO Box 2226 Coeur d'Alene, ID 83816 SNP LEGAL 5142 JANUARY 26, FEBRUARY 2, 9, 2018

NOTICE OF TRUSTEE'S SALE On FRIDAY, APRIL 20, 2018, AT THE HOUR OF 11:10 o'clock A.M., local time, of said day, at the front steps of the Bonner County Courthouse, 215 South 1st Avenue, Sandpoint, Idaho 83864, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Bonner County, Idaho: Lot 5, Block 5, GOLDEN TEE ESTATES 3RD ADDITION, according to the plat thereof, recorded in Book 8 of Plats, page 78, records of Bonner County, Idaho. Commonly known as: NNA South Idaho Club Drive, Sandpoint, Idaho 83864 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: Deed of Trust dated April 28, 2008, to secure an original indebtedness of $408,750.00, and any other amounts and/or obligations secured thereby * Recorded: April 29, 2008, as Instrument No. 750563 * Grantor: Patrick McKenna and Michelle McKenna, husband and wife * Trustee: First American Title Company * Beneficiary: Mountain West Bank * Modification Agreement recorded May 30, 2013, Instrument No. 845007. THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the monthly payments for September, October, November, and December, 2017. In addition, a breach has occurred due to Insolvency of Grantor and Breach of Other Agreement as those Events of Default are defined in the Deed of Trust. As of October 4, 2017, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $287,645.09, plus accrued interest and late charges in the amount of $1,733.75. Additional interest accrues at the rate of 5.0% per annum or $39.40343 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: December 21st, 2017. /S/: JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 303 Coeur d'Alene, Idaho 83814 208-667-0517 SNP LEGAL 5111 JANUARY 5, 12, 19, 26, 2018

NOTICE OF TRUSTEE'S SALE On FRIDAY, APRIL 20, 2018, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Bonner County Courthouse, 215 South 1st Avenue, Sandpoint, Idaho 83864, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Bonner County, Idaho: Lot 2, Block 5, GOLDEN TEE ESTATES 4th ADDITION, according to the plat thereof, recorded in Book 8 of Plats, page 80, records of Bonner County, Idaho. Commonly known as: 346 North Star Lane, Sandpoint, Idaho 83864 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: Deed of Trust dated November 22, 2006, to secure an original indebtedness of $402,000.00, and any other amounts and/or obligations secured thereby * Recorded: November 27, 2006, as Instrument No. 717809 and re-recorded December 14, 2006 as Instrument No. 719155 * Grantor: Patrick McKenna and Michelle McKenna, husband and wife * Trustee: First American Title Company * Beneficiary: Mountain West Bank * Modification Agreement recorded January 20, 2012, as Instrument No. 820992. * Modification Agreement recorded December 28, 2016, as Instrument No. 899889. THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the monthly payments for November and December 2017. In addition, a breach has occurred due to Insolvency of Grantor and Breach of Other Agreement as those Events of Default are defined in the Deed of Trust. As of October 4, 2017, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $284,138.49, plus accrued interest and late charges in the amount of $683.88. Additional interest accrues at the rate of 5.5% per annum or $42.81538 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: December 21st, 2017. /S/: JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 303 Coeur d'Alene, Idaho 83814 208-667-0517 SNP LEGAL 5112 JANUARY 5, 12, 19, 26, 2018

SUMMONS BY PUBLICATION ON DEFENDANTS ROBERT J. MORROW (DECEASED) AND THE UNKNOWN HEIRS, ASSIGNS AND DEVISEES OF ROBERT J. MORROW Case No. CV 2017-01445 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER REVERSE MORTGAGE FUNDING, LLC, Plaintiff, vs. ROBERT J. MORROW (Deceased) and the Unknown Heirs, Assigns and Devisees of ROBERT J. MORROW; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; NORTHWEST TRUSTEE SERVICES, INC.; and Does 1-10 as individuals with an interest in the real property legally described as: Lot 3 in Block 1 of Cramer Home Sites, according to the plat thereof, recorded in Book 2 of Plats, Page 117, Records of Bonner County, Idaho. Commonly known as: 818 Garfield Bay Road, Sagle, ID 83860. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 21 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 21 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 818 Garfield Bay Road, Sagle, ID 83860. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court at the Bonner County Courthouse, 215 South First Ave., Sandpoint, Idaho 83864, telephone (208) 265-1432; or the attorney for Plaintiff, David M. Swartley, ISB #5230 MCCARTHY & HOLTHUS, LLP 702 W. Idaho Street, Suite 1100 Boise, Idaho 83702 Telephone: (208) 947-7264. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time-and other legal rights protected. An appropriate written response requires compliance with Rule l O(a)( l ) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff s attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 9th day of November, 2017 MICHAEL W. ROSEDALE CLERK OF THE DISTRICT COURT SNP LEGAL 5120 JANUARY 12, 19, 25, FEBRUARY 2, 2018