PUBLIC NOTICE The following application(s) have been filed to appropriate the public waters of the State of Idaho: 96-9782 SILVIUS FAMILY TRUST 305 SUNNYSIDE UP SANDPOINT, ID 83864-9481 Point of Diversion SESE S3 T57N R01W BONNER County Source GROUND WATER Use: DOMESTIC 01/01 to 12/31 0.04 CFS Use: IRRIGATION 04/01 to 10/31 0.1 CFS Total Diversion: 0.14 CFS Date Filed: 12/10/2019 Place Of Use: DOMESTIC T57N R01W S3 SESE Place Of Use: IRRIGATION T57N R01W S3 SESE Total Acres: 5 96-9783 LOBO RANCH LLC 54 ARIEN CT BROWNSVILLE, TX 78521-1513 Point of Diversion NWSW S8 T56N R03W BONNER County Source GROUND WATER Use: DOMESTIC 01/01 to 12/31 0.04 CFS Total Diversion: 0.04 CFS Date Filed: 12/20/2019 Place Of Use: DOMESTIC T56N R03W S8 NWSW Permits will be subject to all prior water rights. For additional information concerning the property location, contact Northern Region office at (208) 762-2800. Protests may be submitted based on the criteria of Idaho Code § 42-203A. Any protest against the approval of this application must be filed with the Director, Dept. of Water Resources, Northern Region, 7600 N MINERAL DR STE 100, COEUR D ALENE ID 83815-7763 together with a protest fee of $25.00 for each application on or before 1/21/2020. The protestant must also send a copy of the protest to the applicant. GARY SPACKMAN, Director SNP LEGAL 7470 AD#353314 JANUARY 2, 9, 2020

NOTICE OF TRUSTEE'S SALE To be sold for cash at a Trustee's Sale on April 30, 2020, 09:00 AM on the front steps of the main entrance, Bonner County Courthouse, 215 S. 1st Avenue, Sandpoint, ID 83864, the following described real property situated in Bonner County, State of Idaho ("Real Property"): The North Half of the South Half of the North Half of the Northwest Quarter of the Northeast Quarter, East of Pack River County Road in Section 30, Township 59 North, Range 1 West, Boise Meridian, Bonner County, Idaho Commonly known as: 1671 Upper Pack River Road, Sandpoint, ID 83864 Linda Florea, as Trustor conveyed Real Property via a Trust Deed dated March 2, 2009, in favor of Urban Financial Group as Beneficiary, in which Alan E. South, Attorney at Law was named as Trustee. The Trust Deed was recorded in Bonner County, Idaho, on August 19, 2009, as Instrument No. 778268, of Official Records. The Deed of Trust was assigned for value as follows: Assignee: Reverse Mortgage Solutions, Inc. Assignment Dated: August 29, 2013 Assignment Recorded: December 24, 2013 Assignment Recording Information: Instrument No. 854496 Shelly M. Espinosa is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Bonner, State of Idaho on December 3, 2019 at Instrument No. 949800, of Official Records. The Beneficiary has declared a default in the terms of said Deed of Trust due to the Trustor's failure to perform an obligation of the Security Instrument. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the $315,276.92, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Trustor. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The Trustor, successor in interest to the Trustor, or any other person having an interest in the property, or any person named in IRC § 45-1506, has the right, at any time prior to the Trustee's Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee's and attorney's fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trustee's Sale may be postponed by public proclamation up to 30 days for any reason. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The above Trustor are named to comply with IRC § 45-1506(4)(a). No representation is made that they are, or are not, presently responsible for this obligation. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 26th day of December, 2019. Shelly M. Espinosa Substitute Trustee 376 East 400 South, Suite 300, Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. ID10003 SNP LEGAL 7471 AD#353821 JANUARY 2, 9, 16, 23, 2020