Legals for November, 5 2025

SUMMONS - PUBLICATION  Case No. CV28-25-5617  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI  ACTION COLLECTION SERVICE INC.,  An Idaho Corporation  Plaintiff,  vs.  ISAK A BURNHAM,  Defendant (s)     To: ISAK BURNHAM,  You have been sued by ACTION COLLECTION SERVICE, the Plaintiff, in the District Court in and for Kootenai County, Idaho, Case No. CV28-25-5617.  The nature of the claim against you is for Breach of Contract.  Any time after 21 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 501 Government Way, Coeur d’Alene, Idaho 83816-9000 (208) 446-1160 and served a copy of your response on the Plaintiff’s attorney at Kristoffer Sperry Law PLLC, 1960 S Meridian Rd. Meridian, Idaho 83642.  A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter.  DATED: 9/2912025 JENNIFER LOCKE CLERK OF THE DISTRICT COURT  By:/s/Lori A Grilley Debuty Clerk Legal#15232 AD#42197 Oct. 15, 22, 29, & Nov. 5, 2025 _________________________

NOTICE OF SHERIFF’S SALE Case No. CV28-25-1283 Sheriff Case No. 25004770 NOTICE OF SALE Date of Sale: November 12, 2025 Time of Sale: 10:00 AM Place of Sale: Kootenai Co Sheriff’s Office North Campus, 2451 W Dakota Ave, Hayden, ID 83835 Under and by virtue of a Writ of Execution on Judgment of Foreclosure issued on September 16, 2025, and an Order of Sale of Foreclosure issued on June 12, 2025, out of the District Court of the First Judicial District of the State of Idaho, in and for the County of Kootenai in the case of: CARRINGTON MORTGAGE SERVICES LLC, Plaintiff, v. THE UNKNOWN HEIRS, ASSIGNS AND DEVISEES OF EDWARD H. YOUNG AKA EDWARD YOUNG; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; NORTH IDAHO CREDIT CORP.; AND DOES 1 THROUGH 20, et al., Defendants. NOTICE IS HEREBY GIVEN, that on the 12th day of November, 2025, at 10 o’clock am of said day, at the Kootenai Co Sheriff’s Office North Campus, 2451 W Dakota Ave, Hayden, ID 83835, I am commanded and required to sell at public auction the real property described in said Order for Sale of Foreclosure and Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgment and Decree of Foreclosure with interest thereon and my fees and costs, all payable at time of sale to the highest bidder, for the following described property, situated in Kootenai County, Idaho: 7950 W Main St, Rathdrum, ID 83858 and legally described as follows: LOTS 4, 5, AND 6, BLOCK C TOWN OF RATHDRUM, FORMERLY WESTWOOD, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK A OF PLATS AT PAGE(S) 119, OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation of Defendants pursuant to the Judgment entered in this matter and recorded in the official records of Kootenai County. The real property sold at the sale shall be subject to the redemption rights of redemptioners, as that term is defined in Idaho Code Section 11-402, may redeem the property from the purchaser within six months after the sale, upon paying the purchaser the amount of their purchase, with interest on that amount at the rate allowed by Idaho Code from the date of the sale to the date of redemption, together with the amount of any assessment or taxes which the purchaser may have paid after the commencement of the action and which are not included in the judgment and interest allowed pursuant to Idaho Code Section. In the event the purchaser is a creditor having a prior lien to that of the redemptioners, other than the judgment under which the purchase is made, the purchaser will also be entitled to payment of that lien amount with interest at the rate allowed in Idaho Code Section18-22-104(1). The Sheriff, by Certificate of Sale, will transfer all right, title and interest of the judgment debtors in and to the property at the time of execution of attachment was levied. DATED this 14th day of October, 2025. /s/Deputy S. Ellis DEPUTY SHERIFF OF KOOTENAI COUNTY, IDAHO NOTE: THE SHERIFF’S OFFICE DOES NOT GUARANTEE CLEAR TITLE OR GUARANTEE CONTINUED POSSESSORY RIGHTS. EVERY PERSON WHO INTENTIONALLY DEFACES, OBLITERATES, TEARS DOWN OR DESTROYS THIS NOTICE, BEFORE THE EXPIRATION OF THE TIME FOR WHICH IT IS TO REMAIN SET UP, IS GUILTY OF A MISDEMEANOR (I.C. ‘ 18-3205). Legal#15247 AD#42285 Oct. 22, 29, & Nov. 5, 2025 _________________________

NOTICE OF HEARING ON NAME CHANGE Case No. CV28-25-7197 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Aurora Kai Garner, A petition to change the name of Aurora Kai Garner, now residing in the City of Spirit Lake, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Aurora Kai Garner Gossett. The reason for the change in name is: To add the last name of the parents she lives with full time and her brother.  A hearing on the petition is scheduled for 1:30 o’clock p.m. on 12-8-2025 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 10/17/2025 Jennifer Locke CLERK OF THE DISTRICT COURT /s/Tristan Poorman Deputy Clerk Legal#15263 AD#42421 Oct. 22&29, Nov. 5 &12, 2025 _________________________

NOTICE OF SHERIFF’S SALE OF REAL PROPERTY Date of Sale: November 12th, 2025 Time of Sale: 11:00 A.M. Place of Sale: Kootenai County Sheriff’s Office Lobby, 2451 W Dakota Ave, Hayden, ID 83835 Supreme Court of the State of New York County of Kings Case No. 516670/23 Kootenai County Case No. CV28-23-7413 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI PREMIUM MERCHANT FUNDING 26, LLC, Plaintiff, vs. PINNACLE PAIN CENTER, P.S. D/B/A LYNX HEALTHCARE; PAIN CARE CENTER LLC; FOUR CORNERS PAIN LLC; REDLANDS MESA SURGERY CENTER LLC; WESTERN ROCKIES INTERVENTIONAL PAIN LLC; SCOTT PAUL SPENDLOVE; and IAN ROBERT EVANS, Defendants. BY VIRTUE of a WRIT OF EXECUTION in my hand issued out of the District Court of the Fifth Judicial District, in and for the County of Kootenai, State of Idaho, against SCOTT SPENDLOVE (“Defendant”), duly attest the 15th day of October, 2025, I have attached the real property described as follows: Lots 5 and 6, Block 2, Kidd Island Bay Lots Second Addition, according to the plat recorded in Book “D” of Plats, page 146, records of Kootenai County, Idaho. NOTICE IS HEREBY GIVEN that on the 12th day of November, 2025, at 11:00 A.M., at the Kootenai County Sheriff’s Office Lobby, located at 2451 W Dakota Ave, Hayden, Idaho, I will sell all rights, title, and interest of the said Defendant, in the above described real property at public auction to the highest bidder for cash, lawful money of the United States of America, to satisfy said Writ of Execution and all costs. And that the said real estate is subject to redemption within one (1) year after the sale if the real property sold consisted of a tract of land of more than twenty (20) acres, and within six (6) months after the sale if the real property sold consisted of land of twenty (20) acres or less, pursuant to the statute in such case made and provided, except: NO EXCEPTIONS. The Sheriff by Certificate of Sale, will transfer the right, title and interest of the judgment debtor in and to the property at the time the execution or attachment was levied. The Sheriff will give possession but does not guarantee clear title nor continued possessory right to the purchaser. DATED this 16 day of October, 2025. KOOTENAI COUNTY SHERIFF’S OFFICE By: /S/Deputy C. Ragan #2348 Deputy Sheriff Legal#15264 AD#42460 Oct. 22,29 & Nov. 5, 2025 _________________________

AMENDED NOTICE OF SUCCESSOR TRUSTEE’S SALE On Thursday, March 5, 2026, at 10:00 a.m., Pacific Standard Time, at 1250 W. Ironwood Drive, Ste 301, Coeur d’Alene ID 83814, Edwin B. Holmes, a current member of the Idaho State Bar (ISB No. 4668) and Successor Trustee to Nextitle North Idaho, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States of America, all payable at the time of sale, the following parcel of real property located in the County of Kootenai, State of Idaho, to wit: Lots 12 and 13, Block 26, Post Falls Addition, according to the plat recorded in Book “C” of Deeds, Page 208, Records of Kootenai County, Idaho. The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of complying with Idaho Code § 60-113, information concerning the location of said real property may be obtained from the Successor Trustee, Edwin B. Holmes, at the address and telephone number set forth below. Said public auction sale shall be made without covenant, guarantee, representation or warranty of any kind regarding title, possession, encumbrances or condition. Said public auction shall be conducted to satisf y an obligation secured by, and pursuant to the power of sale conferred in the Deed of Trust executed by executed by E-Z Frame Structures & Shelters, LLC, a Washington limited liability company as Grantor/Trustor to Nextitle North Idaho, LLC, as original Trustee, with Jay T. Janecek as to an undivided 33.33% Beneficial Interest; Jeffrey Cohen as to an undivided 33.33% Beneficial Interest and Kay Falabella as to an undivided 33.33% Beneficial Interest, as Beneficiaries, dated June 27, 2023, signed by the Grantor/Trustor on June 27, 2023 and recorded on July 3, 2023 as Instrument No. 2941129000 in the records of the County Recorder for the County of Kootenai, State of Idaho. Said deed of trust being amended by the recordation of an instrument entitled “Notice of Modification of the Deed of Trust” that was recorded on July 5, 2023 as Instrument No. 2941229000 in the records of the County Recorder for the County of Kootenai, State of Idaho.  THE ABOVE NAMED GRANTOR(S)/TRUSTOR(S) ARE NAMED TO COMPLY WITH IDAHO CODE SECTION 45-1506(4)(a). NO REPRESENTATION IS MADE THAT SAID GRANTOR(S)/TRUSTOR(S) IS(ARE), OR IS(ARE) NOT PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. As of the date of default, September 24, 2025, the default for which this public auction sale is to be made, is the failure to: 1. Pay the real property taxes and assessments for the years 2023 and 2024, in the total sum of $5,321.43, together with additional taxes, interest and penalties accrued or to accrue up to the time of payment; and, 2. Make the monthly installment payments under a Promissory Note of even date with and secured by the above-mentioned deed of trust, in the sum of four thousand two hundred dollars ($4,200.00) per month, together with late charges of two hundred ten ($210.00) per month for the months of April, May, June, July, August and September, 2025. As of September 24, 2025, the principal balance currently owing on the obligation secured by the aforementioned deed of trust is $479,945.00; accrued interest, at a per annum rate of 10.50%, is in the amount of twenty five thousand five hundred nine dollars and twenty cents ($24,509.20); late charges are in the amount of one thousand two hundred sixty dollars ($1,260.00); an escrow default fee of two hundred dollars ($200.00); an additional late charge due at payoff in the amount of six hundred thirty dollars ($630.00); an escrow close out fee of one hundred fifty dollars ($150.00); two (2) reconveyance fees in the total amount of one hundred eighty dollars ($180.00); a prorated buyers annual escrow fee in the amount of ninety six dollars ($96.00); and an escrow payoff quotation fee of twenty five dollars ($25.00), for a total due, as of the aforementioned date, of five hundred six thousand nine hundred ninety five dollars and twenty cents ($506,995.20), exclusive of all delinquent taxes, any interest or penalties thereon and additional escrow fees. Said delinquent amount continues to accrue interest, late charges and/or fees, escrow fees and/or charges, foreclosure costs and attorneys fees and outstanding taxes and penalties, if any. All delinquencies are now due in full together with all late charges, advances to protect the security, and fees and costs associated with this foreclosure sale. The Beneficiary elects, and has directed the Successor Trustee, to sell or cause the aforementioned parcel of real property to be sold to satisfy said obligations. The sale shall be governed by the provisions contained in Title 45, Chapter 15, Idaho Code. The Successor Trustee’s authority herein is evidenced by an Appointment of Successor Trustee recorded as Instrument No. 3014899000 and rerecorded to correct a scrivener’s error as Instrument No. 3015400000, all in the records of Kootenai County, State of Idaho. As noted in the Amended Notice of Default that was recorded as Instrument No. 3019731000 in the records of Kootenai County, Idaho, the deed of trust recorded as Instrument No. 2941129000 incorrectly referenced a recording page of 298 in Book C of Plats for the plat of Post Falls Addition. The correct recording page of the plat of Post Falls Addition is page 208 in Book C of Plats. Exhibit B of The Notice of Modification of the Deed of Trust that was recorded as Instrument No. 2941229000 correctly references page 208. THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED AS A RESULT HEREOF WILL BE USED FOR THAT  PURPOSE. Dated this October 27, 2025. Edwin B. Holmes, Successor Trustee To Nextitle North Idaho, LLC /s/ Edwin B. Holmes ISB 4668 Holmes Law Office, P.A. 1250 W Ironwood Drive Ste 301 Coeur d’Alene ID 83814 Telephone No. (208) 664-2351 E-mail: [email protected] Legal#15244 AD#42722 Oct. 29, & Nov. 5, 12, 19, 2025 _________________________

NOTICE OF RESCHEDULED TRUSTEE’S SALE    On the 10th day of December, 2025, at the hour of 10:00 A.M. (recognized local time) of said day, at the Law Offices of Vasseur & Schlotthauer, PLLC, located at 409 E. Coeur d’Alene Avenue, Coeur d’Alene, Idaho 83814, BRENT G. SCHLOTTHAUER, as Successor Trustee, acting pursuant to a power of sale conferred in the herein described Deed of Trust, will sell at public auction, to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of the sale, the interest conveyed to the Trustee by said Deed of Trust in and to the following described real property, situated in Kootenai County, State of Idaho:    Parcel 1:  A parcel of land being portions of adjusted Parcel “1” and Parcel “2” as shown on that certain Record of Survey filed in Book 21 of Surveys at Page 425, Kootenai county records. Situate in the Southwest Quarter of the Northeast Quarter of Section 23, Township 51 North, Range 4 West of the Boise Meridian, City of Hayden, Idaho, and described as follows:     Commencing at the North Quarter corner of said Section 23;     Thence along the North-South centerline of said Section, South 00°04’39” West, 1323.39 feet to the CenterNorth 1/16th of said Section;     Thence, South 87°49’10” East, 465.39 feet to the Northeast corner of the West 464 feet of Tract 230, Amended Hayden Lake Irrigated Tracts, as recorded in Book “C” of Plats at Pages 66 and 67, Kootenai County records;     Thence along the South right-of-way for Orchard Avenue, North 89°43’18” East, 160.38 feet to the True Point-of-Beginning;     Thence continuing along said South rightofway, North 89°43’18” East, 42.49 feet to the Northeast corner of said Tract 230;     Thence continuing along said right-of-way, North 89°46’21” East, 216.68 feet;  Thence leaving said right-of-way line, South 01°19’29” West, 325.23 feet;     Thence, North 85°27’40” West, 203.84 feet;     Thence, North 89°58’42” West, 50.06 feet;     Thence, North 00°17’54” East, 307.93 feet returning to the Point-of-Beginning.     Parcel 2:   A parcel of land being portions of adjusted Parcel “1”, Parcel “2” as shown on that certain Record of Survey filed in Book 21 of Surveys at Page 425, and Lot 10, Block 4, Davis Center, as recorded in Book “G” of Plats at Page 082, Kootenai County records, situate in the Southwest Quarter of the Northeast Quarter of Section 23, Township 51 North, Range 4 West of the Boise Meridian, City of Hayden, Idaho, and described as follows:      Commencing at the North Quarter corner of said Section 23;     Thence along the NorthSouth centerline of said Section, South 00°04’39” West, 1323.39 feet to the CenterNorth 1/16th of said Section;     Thence, South 87°49’10” East, 465.39 feet to the Northeast corner of the West 464 feet of Tract 230, Amended Hayden lake Irrigated Tracts, as recorded in Book “C” of Plats at Pages 66 and 67, Kootenai County records and being the True Point-of-Beginning;     Thence, along the South rightofway line for Orchard Avenue, North 89°43’18” East, 160.38 feet;     Thence, leaving said right-of-way, South 00°17’54” West, 307.93 feet;     Thence, South 89°58’42” East, 50.06 feet;     Thence, South 85°27’40” East, 203.84 feet;     Thence, North 01°19’29” East, 325.23 feet to a point on the South right-of-way for Orchard Avenue;     Thence along said right-of-way line, North 89°46’21” East, 102.13 feet;     Thence, South 02°04’49” West, 8.78 feet;  Thence, North 89°56’39” East, 30.00 feet to the Northwest corner of adjusted Lot 11, Block 4, Davis Center;  Thence, South 02°12’55” West, 93.11 feet to the Southwest corner thereof;     Thence, North 89°33’36” East, 169.94 feet to the Southeast corner thereof;     Thence, South 02°11’47” West, 90.10 feet to the Northeast corner of adjusted Lot 9, Block 4, Davis Center;     Thence, South 89°33’36” West, 169.97 feet to the Northwest corner thereof;     Thence, South 02°12’55” West, 450.45 feet to the Southwest corner of adjusted Lot 5, Block 4, Davis Center;     Thence along the North line of Block 1, Davis Center, South 89°45’23” West, 529.18 feet;     Thence leaving said North Block line, North 00°12’22” East, 641.93 feet returning to the Point-of-Beginning.     Excepting therefrom that portion conveyed to the City of Hayden by RightofWay Dedication Deed recorded August 26, 2019 as Instrument No. 2708881000, records of Kootenai County, Idaho.    Also excepting therefrom any portion lying within the following described parcel:    Lot 10, Block 4, Davis Center, according to the Plat thereof recorded in Book G of Plats at Page 82, records of Kootenai County, Idaho, except the West 30 feet.    For the purposes of compliance with Idaho Code 60-113, the Successor Trustee has been informed that the following address may sometimes be associated with the real property, or a portion thereof, which is the subject of this notice:    560 W Orchard Ave, Hayden, ID 83835,    Furthermore, information concerning the location of the property may be obtained from the Successor Trustee, Brent G. Schlotthauer, whose address is 409 E. Coeur d’Alene Avenue, Coeur d’Alene, Idaho, 83814, and whose telephone number is (208) 664-4457.  Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust, dated January 12, 2024, by and between DORRIS DEVELOPMENT, LLC, an Idaho limited liability company, as the AGrantor@; KOOTENAI COUNTY TITLE COMPANY, INC. as the ATrustee@; and DAUM CONSTRUCTION, LLC, an Idaho limited liability company, as the ABeneficiary@, recorded in the office of the Kootenai County Recorder, State of Idaho, on January 19, 2024, as Instrument No. 2958702000, as modified by that certain Modification Agreement to Note and Deed of Trust, dated July 15, 2024, and recorded on July 19, 2024, as Kootenai County Instrument No. 2974828000.    The above Grantors/Trustors are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made said Grantors/Trustors are, or are not, presently responsible for this obligation.    The default for which this sale is to be made includes, but may not be limited to, the Grantor above-named having failed to pay when due: (i) the final balloon payment which became due and payable on October 19, 2024; (ii) additional interest which continues to accrue thereon; (iii) late fees which continue to accrue thereon; and (vi) all other late charges and/or any other disbursements, costs, attorney fees, long term escrow fees, trustee fees, expenses, etc., incurred and/or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust, the Promissory Note, and/or Idaho law.    As of October 19, 2024, the principal balance of $2,500,000.00, together with continuing interest, plus costs and expenses, late charges, long term escrow fees, trustee fees, insurance premiums, Kootenai County real property taxes, and attorney fees, remained as due and owing. ALL AMOUNTS are now declared as immediately due and payable along with interest and late fees which continue to accrue and all costs and fees associated with this foreclosure including trustee fees, attorney’s fees, and other similar and related costs.     And further, that attorney Brent G. Schlotthauer, Esq. has been duly appointed as the Successor Trustee under said Deed of Trust. The Successor Trustee has executed a written Notice of Default, and has declared its election to cause the above described real property to be sold to satisfy the obligations under said Deed of Trust.    In the event the Successor Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of the monies paid to the Successor Trustee and the successful bidder shall have no further recourse.     DATED this 27th day of October, 2025.  /s/BRENT G. SCHLOTTHAUER Successor Trustee  Legal#15305 AD#42727 Oct. 29, & Nov. 5, 12, 2025 _________________________

NOTICE TO CREDITORS Case No. CV28-25-7475 IN THE MATTER OF THE ESTATE OF: RICHARD C GIBSON NOTICE IS HEREBY GIVEN that Sharon Gibson has been appointed Personal Representative of the Estate of Richard C Gibson. All persons having claims against the decedent, or his estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated or filed with the Clerk of the Court. DATED: 11-02-2025 /s/ Randy L Searle, Attorney for Personal Representative 4533 S. 15th East, Idaho Falls, ID 83404. Legal#15439 AD#42952 November 5, 12, 19, 2025 _________________________

NOTICE OF TRUSTEE’S SALE TS No: ID-25-1026084-RM NOTICE IS HEREBY GIVEN that on 3/12/2026, at the hour of 10:00 AM, Veteran’s Memorial Plaza North Entrance Admin Building 451 N Government Way Coeur d’Alene ID 83815 , the trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of KOOTENAI, State of Idaho, and described as follows, to-wit: Lot 1 in Block 4 of Sander’s Park Addition, according to the plat recorded in the office of the County Recorder in Book “B” of Plats at Page(s) 109, records of Kootenai County, State of Idaho. The Current Trustee is Robert W. McDonald, Esq., whose address is 108 1st Ave. South, Suite 450, Seattle, Washington 98104 and who can be reached by telephone at (866) 925-0241. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 202 SOUTH 18TH STREET, COEUR D ALENE, ID 83814 may be associated with said real property. The sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 8/25/2023, by and among JOSEPH BABANEZHAD, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Grantor, and Alliance Title and Escrow, as Trustee, and Mortgage Electronic Registration Systems, Inc., as nominee for AHL Funding DBA American Home Loans, its successors and assigns, as Beneficiary; said Deed of Trust having been filed of record on 8/29/2023, as Instrument No. 2946848000 Official Records of KOOTENAI County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Sections 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which foreclosure is made is grantor’s failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $37,060.60 TOTAL REQUIRED TO PAYOFF: $991,941.29 Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. Dated this 29th day of October, 2025. By: Robert W. McDonald, Esq., Trustee TS No: ID-25-1026084-RM IDSPub #0261282 Legal#15440 AD#42953 November 5, 12, 19, 26, 2025 _________________________

NOTICE OF SUCCESSOR TRUSTEE’S SALE On Wednesday, March 11, 2026, at 10:00 a.m., Pacific Standard Time, at 1250 W. Ironwood Drive, Ste 301, Coeur d’Alene ID 83814, Edwin B. Holmes, a current member of the Idaho State Bar (ISB No. 4668) and Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States of America, all payable at the time of sale, the following parcel of real property located in the County of Kootenai, State of Idaho, to wit: Lot 5, Block 5, Hawks Nest Third Addition, according to the Plat thereof recorded in Book K of Plats at Page 211, records of Kootenai County, Idaho. The Successor Trustee has no knowledge of a more particular description of the abovereferenced real property, but for purposes of complying with Idaho Code § 60-113, information concerning the location of said real property may be obtained from the Successor Trustee, Edwin B. Holmes, at the address and telephone number set forth below. Said public auction sale shall be made without covenant, guarantee, representation or warranty of any kind regarding title, possession, encumbrances or condition. Said public auction shall be conducted to satisfy an obligation secured by, and pursuant to the power of sale conferred in the Deed of Trust executed by Sharon L. Johnson, a single individual as Grantor/Trustor to Pioneer Title Company of Kootenai County, Inc., as original Trustee, with Sandra Hall as the Beneficiary, dated September 10, 2024, signed by the Grantor/Trustor on September 11, 2024 and recorded on September 11, 2024 as Instrument No. 2979853000, as modified by that certain instrument entitled “Modification Agreement” that was recorded as instrument No. 2980849000 on September 20, 2024, all in the records of the County Recorder for the County of Kootenai, State of Idaho (hereinafter said deed of trust and the instrument entitled Modification Agreement are referred to collectively herein as the “Deed of Trust”).  THE ABOVE-NAMED GRANTOR(S)/TRUSTOR(S) ARE NAMED TO COMPLY WITH IDAHO CODE SECTION 45-1506(4)(a). NO REPRESENTATION IS MADE THAT SAID GRANTOR(S)/TRUSTOR(S) IS(ARE), OR IS(ARE) NOT PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. As of the date of default, October 27, 2025, the default for which this public auction sale is to be made, is the failure to: 1. Pay the real property taxes and assessments for the year 2024, in the total sum of $1,272.30, together with additional taxes, interest and penalties accrued or to accrue up to the time of payment; and,  2. Make the monthly installment payments under a Promissory Note secured by the Deed of Trust, in the monthly sum of one thousand three hundred sixty-four dollars and eighty-three cents ($1,364.83) per month, together with late charges for the months of March, April, May, June, July, August, September and October, 2025 in the total amount of $955.36. As of October 27, 2025, the amounts due are as follows: the principal balance currently owing on the obligation secured by the Deed of Trust is $172,400.00; the accrued unpaid interest, at a per annum rate of .50%, is $10,281.74; additional unpaid accrued interest is $135.79; unpaid accrued late charges is $955.36; additional unpaid accrued late charges is $116.48; and escrow closeout fees are $262.00, for a total due, as of the aforementioned date, of one hundred eighty four thousand one hundred fifty one dollars and thirty seven cents ($184,151.37), exclusive of all delinquent taxes, any interest or penalties thereon and additional escrow fees. Said delinquent amount continues to accrue interest, late charges and/or fees, escrow fees and/or charges, foreclosure costs and attorneys fees and outstanding taxes and penalties, if any. All delinquencies are now due in full together with all late charges, advances to protect the security, and fees and costs associated with this foreclosure sale.  The Beneficiary elects, and has directed the Successor Trustee, to sell or cause the aforementioned parcel of real property to be sold to satisfy said obligations. The sale shall be governed by the provisions contained in Title 45, Chapter 15, Idaho Code. The Successor Trustee’s authority herein is evidenced by an Appointment of Successor Trustee recorded as Instrument No. 3021824000, records of Kootenai County, State of Idaho. THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED AS A RESULT HEREOF WILL BE USED FOR THAT PURPOSE. Dated this October 31, 2025. /s/ Edwin Holmes Edwin B. Holmes, ISB 4668 Holmes Law Office, P.A. 1250 W Ironwood Drive Ste 301 Coeur d’Alene ID 83814 Telephone No. (208) 664-2351 E-mail: [email protected] Legal#15441 AD#42957 November 5, 12, 19, 26, 2025 _________________________

SUMMONS Case No. CV28-25-4383 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI POTLATCH NO. 1 FINANCIAL CREDIT UNION, Plaintiff, v. REBEKAH MARSHALL, Defendant. TO: REBEKAH MARSHALL, Defendant. You have been sued by Potlatch No. 1 Financial Credit Union, the Plaintiff, in the District Court in and for Kootenai County, Idaho, Case No. CV28-25-4383. The nature of the claim against you is for a money judgment for failure to make timely payments in breach of a contract. Plaintiff also seeks an award of prejudgment interest, attorney’s fees, and costs against you. Any time after twenty-one (21) days following the last publication of this Summons, the Court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at P.O. Box 9000, 324 W Garden Avenue, Coeur d’Alene, Idaho 83814, (208) 446-1160, and served a copy of your response on the Plaintiff’s attorney at Creason Burris Kuznetsov, PLLC, P.O. Drawer 835, 1219 Idaho Street, Lewiston, Idaho 83501, (208) 7431516. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED: 10/31/2025 11:19:18 AM. JENNIFER LOCKE KOOTENAI COUNTY DISTRICT COURT By:/s/ Alyssa Maryott Deputy Clerk Legal#15442 AD#42960 November 5, 12, 19, 26, 2025 _________________________

NOTICE TO CREDITORS  (I.C. 15-3-801)  Case No. CV28-25-7109  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI  IN THE MATTER OF THE ESTATE OF   Celine L. Cutler           Deceased  NOTICE IS HEREBY GIVEN that Frederick M. Cutler has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred.  Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court.  Dated Oct. 31, 2025  /s/ Rebecca R. Eyman  COYLE & EYMAN ELDER LAW  P.O. Box 1888  Coeur d’Alene, ID 83816-1888  Telephone (208) 765-3595  Facsimile: (208) 765-0515  Email: [email protected]  Service Email: [email protected]  ISB No. 10353  Legal#15443 AD#42961 November 5, 12, 19, 2025 ________________________

NOTICE OF PUBLIC HEARINGS AREA OF IMPACT FOR THE CITY OF DALTON GARDENS PLANNING COMMISSION AND BOARD OF COUNTY COMMISSIONERS   NOTICE IS HEREBY GIVEN that the Kootenai County Planning and Zoning Commission will conduct a public hearing on Thursday, November 20, 2025, at 1:30 PM in Room 1, 451 Government Way, Coeur d’Alene, Idaho followed by a Board of County Commissioners public hearing on Thursday, December 11, 2025 at 10:00 AM in Room 1 to consider Case No. ORA25-0014, a request by Kootenai County and the City of Dalton Gardens to amend the Area of City Impact agreement between Kootenai County and the City of Dalton Gardens as follows:   AN ORDINANCE OF KOOTENAI COUNTY, IDAHO, A POLITICAL SUBDIVISION OF THE STATE OF IDAHO, RELATING TO THE ADOPTION OF AN AREA OF CITY IMPACT FOR THE CITY OF DALTON GARDENS, IDAHO, WITHIN THE UNINCORPORATED AREA OF KOOTENAI COUNTY, IDAHO, PURSUANT TO SECTION 67-6526, IDAHO CODE; PROVIDING A PURPOSE AND GOALS, ESTABLISHING AND DEFINING THE AREA OF IMPACT (AOI), PROVIDING THAT THE KOOTENAI COUNTY COMPREHENSIVE PLAN SHALL APPLY WITHIN THE AOI, PROVIDING FOR STANDARDS APPLICABLE WITHIN THE AOI, PROVIDING FOR ENFORCEMENT, PROVIDING FOR RENEGOTIATION, PROVIDING FOR NOTICE TO THE COUNTY PRIOR TO ANNEXATION, PROVIDING FOR COORDINATION OF PLAN AMENDMENTS, ORDINANCE AMENDMENTS AND LAND USE APPLICATIONS, ADOPTING A LEGAL DESCRIPTION OF THE AOI, AND ADOPTING A MAP ILLUSTRATING THE AOI; PROVIDING FOR SEVERABILITY; PROVIDING FOR SAVINGS; REPEALING ALL ORDINANCES AND THOSE PORTIONS OF ORDINANCES IN CONFLICT HEREWITH; AND PROVIDING AN EFFECTIVE DATE. All written comments must be submitted ten (10) days prior to the hearing date. If you require special accommodations, please contact Kootenai County Community Development seven (7) days prior to the public hearing. Further information regarding the proposed Area of City Impact agreement between Kootenai County and the City of Dalton Gardens can be obtained on the County’s website at https://www.kcgov.us/230/Planning or by directly contacting Kootenai County Community Development, 451 N. Government Way, P.O. Box 9000, Coeur d’Alene, Idaho 83816-9000; (208) 446-1070 or [email protected]. Legal#15444 AD#42962 November 5, 2025 _________________________