Legals for November, 8 2025

NOTICE TO CREDITORS  (I.C. 15-3-801)  CASE NO. CV09-25-1745  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER  IN THE MATTER OF THE ESTATE OF   Randolph E. Rowe   Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred.   Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court.   DATED this 28th day of October, 2025.  /s/S. Madelen Rowe  c/o Heritage Legal Alliance Michelle Newby, Attorney Address: 101 W. Ironwood Dr. Suite 228 Coeur d’Alene ID 83814 Telephone: 208-586-9009 Legal#7434 AD#42820 November 1, 8, 15, 2025 _________________________

NOTICE TO CREDITORS  (I.C. 15-3-801)  Case No. CV09-25-1734  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER  IN THE MATTER OF THE ESTATE OF   James Ralph Livingston            Deceased  NOTICE IS HEREBY GIVEN that Rebecca J. Reynolds has been appointed Personal Representative of the above-named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred.  Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court.  Dated 10-29-25  /s/Katherine Monroe Coyle  COYLE & EYMAN ELDER LAW  P.O. Box 1888  Coeur d’Alene, ID 83816-1888  Telephone (208) 765-3595  Facsimile: (208) 765-0515  Email: [email protected]  Service Email: [email protected]  ISB No. 7990  Legal#7435 AD#42855 November 1, 8, 15, 2025 _________________________

NOTICE OF TRUSTEE’S SALE  Trustee’s Sale No. PLTS104294    NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on 3/10/2026, at the hour of 1:00 PM, of said day, at Bonner County Courthouse, On the Front Steps of the Main Entrance, 215 South 1st Avenue, Sandpoint, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the “Property”), situated in the County of Bonner, State of Idaho, to-wit;    The West half of the Northeast quarter of the Northeast quarter of the Southeast quarter of Section 21, Township 56 North, Range 3 West, Boise Meridian, Bonner County, Idaho.     The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 469 Destiny Road, Sagle, ID 83860, is sometimes associated with said real property.    Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jesse Dale Thompson, an unmarried man and Brandy Tania Crowe, and unmarried woman, as Grantor, to Flying S Title and Escrow of Idaho, Inc., as Trustee, for the benefit and security of Christopher W. Schwisow, as Beneficiary, dated 11/4/2022, recorded 11/8/2022, under Instrument No. 1013933, Mortgage records of Bonner County, ID, the beneficial interest in which is presently held by Pioneer Finance, LLC.    THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.    The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/4/2022, FAILURE TO PAY THE INSTALLMENT OF PRINCIPAL AND INTEREST WHICH BECAME DUE ON 10/27/2025; PLUS LATE CHARGES, AND ADVANCES FOR DELINQUENT REAL ESTATE TAXES AND HAZARD INSURANCE AS SET FORTH; AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL AND INTEREST, PLUS LATE CHARGES, DELINQUENT REAL ESTATE TAXES, DELINQUENT INSURANCE PREMIUMS AND ALL FORECLOSURE COSTS AND FEES.  All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee’s fees, attorney’s fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $144,835.62, together with interest thereon at 8% per annum from 5/8/2025, until paid.    The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.    Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same.    DATED: November 5, 2025.    Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services  Trustee    By/s/Deborrah Duncan, Assistant Secretary  Pioneer Lender Trustee Services  8151 W. Rifleman Street   Boise, ID 83704 Legal#7451 AD#43070 November 8, 15, 22, 29, 2025 _________________________

NOTICE TO CREDITORS  (I.C. § 15-3-801)  CASE NO. CV09-25-1776  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER  MAGISTRATE’S DIVISION  IN THE MATTER OF THE ESTATE OF   SALLY THURBER DENNISON,  Deceased.  NOTICE IS HEREBY GIVEN that Zackary J. Durbin has been appointed personal representative of the estate of the above-named decedent. All persons having claims against the decedent or her estate are required to present their claims within four months after the date of the first publication of this Notice, or said claims will be forever barred.   Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court.   DATED this 3rd day of November, 2025.   /s/ Brady L. Espeland, ISB No. 10658  CEDAR SUMMIT LAW PLLC  1620 Northwest Blvd, Suite 102  Coeur d’Alene, ID 83814  (208) 667-4957  [email protected]   Attorneys for Personal Representative  Legal#7452 AD#43071 November 8, 15, 22, 2025 _________________________

SUMMONS BY PUBLICATION Case No. CV09-25-1580 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF BONNER ELEVATED FINANCIAL, INC., an Idaho corporation, Plaintiff, v. JENNIFER CARTER, and TONY VARGAS, husband and wife, Defendants. TO: TONY VARGAS NOTICE: YOU HAVE BEEN SUED BY ELEVATED FINANCIAL, INC. THE PLAINTIFF, IN THE DISTRICT COURT IN AND FOR BONNER COUNTY, IDAHO, CASE NO. CV09-25-1580 The nature of the claim against you is for Complaint for Breach of Promissory Note wherein the Plaintiff seeks the unpaid principal amount of $15,518.40, plus accrued interest, and attorney’s fees and costs and recovery of the collateral which secured the underlying loan. Any time after 21 days following the last publication of this Summons, the Court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 215 S 1st Ave Ste 1, Sandpoint, ID 83864, telephone number (208) 265-1432 and served a copy of your response on the Plaintiff’s attorney Julia C. Schoffstall at the firm Witherspoon Brajcich McPhee, PLLC, 6500 N. Mineral. Dr, Suite 103, Coeur d’Alene, Idaho 83814, telephone number (208) 927-4001. A copy of the Summons and Complaint can be obtained from the Clerk of the Court or the attorney for the Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED: 11/5/2025 MICHEAL W. ROSEDALE, Bonner County Clerk of the District Court By:/s/Charlene Kramer Deputy Clerk Legal#7453 AD#43076 November 8, 15, 22, 29, 2025 _________________________