Legals for November, 22 2025

NOTICE OF TRUSTEE’S SALE  Trustee’s Sale No. PLTS104294    NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on 3/10/2026, at the hour of 1:00 PM, of said day, at Bonner County Courthouse, On the Front Steps of the Main Entrance, 215 South 1st Avenue, Sandpoint, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the “Property”), situated in the County of Bonner, State of Idaho, to-wit;    The West half of the Northeast quarter of the Northeast quarter of the Southeast quarter of Section 21, Township 56 North, Range 3 West, Boise Meridian, Bonner County, Idaho.     The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 469 Destiny Road, Sagle, ID 83860, is sometimes associated with said real property.    Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jesse Dale Thompson, an unmarried man and Brandy Tania Crowe, and unmarried woman, as Grantor, to Flying S Title and Escrow of Idaho, Inc., as Trustee, for the benefit and security of Christopher W. Schwisow, as Beneficiary, dated 11/4/2022, recorded 11/8/2022, under Instrument No. 1013933, Mortgage records of Bonner County, ID, the beneficial interest in which is presently held by Pioneer Finance, LLC.    THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.    The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/4/2022, FAILURE TO PAY THE INSTALLMENT OF PRINCIPAL AND INTEREST WHICH BECAME DUE ON 10/27/2025; PLUS LATE CHARGES, AND ADVANCES FOR DELINQUENT REAL ESTATE TAXES AND HAZARD INSURANCE AS SET FORTH; AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL AND INTEREST, PLUS LATE CHARGES, DELINQUENT REAL ESTATE TAXES, DELINQUENT INSURANCE PREMIUMS AND ALL FORECLOSURE COSTS AND FEES.  All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee’s fees, attorney’s fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $144,835.62, together with interest thereon at 8% per annum from 5/8/2025, until paid.    The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.    Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same.    DATED: November 5, 2025.    Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services  Trustee    By/s/Deborrah Duncan, Assistant Secretary  Pioneer Lender Trustee Services  8151 W. Rifleman Street   Boise, ID 83704 Legal#7451 AD#43070 November 8, 15, 22, 29, 2025 _________________________

NOTICE TO CREDITORS  (I.C. § 15-3-801)  CASE NO. CV09-25-1776  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER  MAGISTRATE’S DIVISION  IN THE MATTER OF THE ESTATE OF   SALLY THURBER DENNISON,  Deceased.  NOTICE IS HEREBY GIVEN that Zackary J. Durbin has been appointed personal representative of the estate of the above-named decedent. All persons having claims against the decedent or her estate are required to present their claims within four months after the date of the first publication of this Notice, or said claims will be forever barred.   Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court.   DATED this 3rd day of November, 2025.   /s/ Brady L. Espeland, ISB No. 10658  CEDAR SUMMIT LAW PLLC  1620 Northwest Blvd, Suite 102  Coeur d’Alene, ID 83814  (208) 667-4957  [email protected]   Attorneys for Personal Representative  Legal#7452 AD#43071 November 8, 15, 22, 2025 _________________________

SUMMONS BY PUBLICATION Case No. CV09-25-1580 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF BONNER ELEVATED FINANCIAL, INC., an Idaho corporation, Plaintiff, v. JENNIFER CARTER, and TONY VARGAS, husband and wife, Defendants. TO: TONY VARGAS NOTICE: YOU HAVE BEEN SUED BY ELEVATED FINANCIAL, INC. THE PLAINTIFF, IN THE DISTRICT COURT IN AND FOR BONNER COUNTY, IDAHO, CASE NO. CV09-25-1580 The nature of the claim against you is for Complaint for Breach of Promissory Note wherein the Plaintiff seeks the unpaid principal amount of $15,518.40, plus accrued interest, and attorney’s fees and costs and recovery of the collateral which secured the underlying loan. Any time after 21 days following the last publication of this Summons, the Court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 215 S 1st Ave Ste 1, Sandpoint, ID 83864, telephone number (208) 265-1432 and served a copy of your response on the Plaintiff’s attorney Julia C. Schoffstall at the firm Witherspoon Brajcich McPhee, PLLC, 6500 N. Mineral. Dr, Suite 103, Coeur d’Alene, Idaho 83814, telephone number (208) 927-4001. A copy of the Summons and Complaint can be obtained from the Clerk of the Court or the attorney for the Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED: 11/5/2025 MICHEAL W. ROSEDALE, Bonner County Clerk of the District Court By:/s/Charlene Kramer Deputy Clerk Legal#7453 AD#43076 November 8, 15, 22, 29, 2025 _________________________

NOTICE OF TRUSTEE’S SALE Trustee’s Sale No. PLTS104277 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on 3/17/2026, at the hour of 1:00 PM, of said day, at Bonner County Courthouse, On the Front Steps of the Main Entrance, 215 South 1st Avenue, Sandpoint, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the “Property”), situated in the County of Bonner, State of Idaho, to-wit; Parcel 1: That part of the Northeast quarter of the Northeast quarter of Section 28, Township 57 North, Range 2 West, Boise Meridian, Bonner County, Idaho, described as follows: Beginning at a point 1080 feet West of a point which is 893.52 feet South of the Northeast corner of said Section 28; thence West 245.6 feet to a point; thence North 441.82 feet; thence Northeasterly 304 feet to a point 620.82 feet due North of the point of beginning; thence South 620.82 feet to the point of beginning. Parcel 2: Beginning at the Northeast corner of Section 28, township 57 North, Range 2 West, Boise Meridian, Bonner County, Idaho; thence South 68° 57’ 06” West, 1549.77 feet to a point of the Southerly right of way line of U.S. Highway 2/State Highway 200, said point being 30 feet South of the center line of said highway and the true point of beginning; thence South 00° 25’ 13” East, 364.29 feet, thence East, 118.10 feet; thence North 452.78 feet to a point on the Southerly right of way line of said Highway 2/200; thence South 53° 46’ 00” West, 149.72 feet to the true point of beginning The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1717 Element Lane, 2025 Highway 2, Sandpoint, ID 83864, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Homestead Village, LLC, an Idaho limited liability company, as Grantor, to Old Republic National Title Insurance Company, a Florida corporation, as Trustee, for the benefit and security of Freedom REIT, a Maryland statutory trust, as Beneficiary, dated 7/18/2023, recorded 8/2/2023, under Instrument No. 1023540, Mortgage records of Bonner County, ID, the beneficial interest in which is presently held by Freedom REIT, a Maryland statutory trust. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 7/18/2023, FAILURE TO PAY THE PRINCIPAL BALANCE WHICH BECAME DUE AT MATURITY, TOGETHER WITH ACCRUED AND ACCRUING INTEREST, CHARGES, FEES AND COSTS AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee’s fees, attorney’s fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $5,700,000.00, together with interest thereon at 20% per annum from 7/1/2025, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: November 12, 2025. Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services Trustee By /s/Deborrah Duncan, Assistant Secretary Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Legal#7465 AD#43254 Nov.15, 22,29 & Dec. 6, 2025 _________________________

NOTICE TO CREDITORS  Case No. CV09-25-1516  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER  In the Matter of the Estate of:  JEFFREY C. HAGEL,                       Deceased.  NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent, or the estate, are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors or said claims will be forever barred.  Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court.  DATED: 10/30/2025  /s/STEVE MASTERSON  Personal Representative  P.O. Box 138  Sagle, ID 83860  Legal#7466 AD#43265 November 15, 22, 29, 2025 ­_________________________

SUMMARY OF  PONDERAY ORDINANCE 143R    This ordinance number 143R, “The Ponderay Bed Tax Ordinance”, was passed by the Ponderay City Council during a regularly scheduled and agendized meeting on the 17th day of November, 2025. The purpose of these regulations shall be to require hotels, motels, and other entities providing short term occupancy in the regular course of business to collect a ten (10) percent tax. This tax shall be imposed for a twelve-year period commencing January 1, 2026. The monies shall be held in trust until they become payable to the City of Ponderay. The tax proceeds shall be used for a variety of public needs, including but not limited to public transportation, parks, and recreation.  Businesses engaged in the lodging industry shall apply for a permit from the City Clerk. Violations of the ordinance may be punished as a misdemeanor with the possibility of a fine of not more than one thousand ($1000) dollars per day and/or up to six (6) months in the county jail. The city may also revoke the business permit. The full text of this ordinance is available at the Ponderay City Hall. This ordinance shall take effect January 1, 2026.  APPROVED by the Mayor on this 17th day of November, 2025.  Mayor Steve Geiger  ATTEST: Stephanie Peterson, City Clerk  I have reviewed the above summary of the “Ponderay Bed Tax Ordinance” and find that it is accurate and complete, providing adequate notice to the public.  /s/Louis E. Marshall   City Attorney  Legal#7486 AD#43465 November 22, 2025 _________________________

SUMMARY OF ORDINANCE 150R  AN ORDINANCE OF THE CITY OF PONDERAY, BONNER COUNTY, IDAHO, FINDING THAT SAID CITY HAS SIGNIFICANT ECONOMIC DEPENDENCE ON VISITORS AND TRAVELERS; PROVIDING FOR DEFINITIONS: PROVIDING FOR THE IMPOSITION OF CERTAIN NONPROPERTY TAXES, TO-WIT: A ONE PERCENT (1%) TAX ON THE SALES PRICE OF ALL PROPERTY SUBJECT TO TAXATION UNDER IDAHO CODE 63-3601, et. seq., IDAHO SALES TAX ACT EXCEPT PURCHASES EXCEEDING $999.99 AND OCCUPANCY SALES ALREADY COVERED BY AN EXISTING TAX; PROVIDING FOR A TEN (10) YEAR DURATION OF SAID NONPROPERTY TAXES; ESTABLISHING THE PURPOSES FOR WHICH THE REVENUES DERIVED FROM SAID NONPROPERTY TAXES SHALL BE USED; CREATING A PROPERTY TAX RELIEF FUND; AUTHORIZING THE CITY CLERK TO ADMINISTER, REGULATE, AND COLLECT SAID NONPROPERTY TAXES; PROVIDING FOR PERMITS AND ISSUANCE; PROVIDING METHOD FOR PAYMENT OF TAXES, AUDITS, DEFICIENCY DETERMINATIONS; REDETERMINATIONS OF DEFICIENCY, APPEALS, INTEREST ON DEFICIENCY, COLLECTIONS AND ENFORCEMENT; REFUNDS, LIMITATIONS AND INTEREST; PROVIDING FOR RESPONSIBILITY FOR PAYMENT OF TAXES; PROVIDING PERIOD OF LIMITATION ON ASSESSMENT AND COLLECTION; ESTABLISHING SUCCESSOR’S LIABILITY; PROVIDING FOR GENERAL ADMINISTRATION BY CITY CLERK; PROVIDING PENALTIES AND PENALTY CHARGES; PROVIDING EXEMPTIONS; PROVIDING CONFIDENTIALITY OF INFORMATION; PROVIDING FOR SEVERABILITY; PROVIDING A REPEALER CLAUSE; AND, PROVIDING AN EFFECTIVE DATE OF THIS ORDINANCE.    Section 1 finds that Ponderay is a resort city of less than 10,000 residents; Section 2 provides definitions; Section 3 imposes a 1% sales tax; Section 4 provides the duration will be 10 years from the effective date of this ordinance; Section 5 states the purposes for which the revenue will be used; Section 6 creates a property tax relief fund; Section 7 authorizes the City Clerk to collect the tax; Section 8 provides for the issuance of tax permits; Section 9 provides for the method of payment; Sections 10-12 provide for audits, deficiency determination, and appeals; Section 13 provides for collection and enforcement; Section 14 provides for refunds, Section 15 provides for payment responsibility; Section 16 provides for assessment and collection limitations; Section 17 provides for successors liability; Section 18 provides for general administration; Sections 19 and 20 provide for penalties and charges, a violation of this ordinance is punishable as a misdemeanor up to 6 months in jail and/or $1000 fine; Section 21 provides for exemptions; Section 22 provides for confidentiality; Section 23 provides for severability; Section 24 provides for the repeal of conflicting sections; and Section 25 provides for publication and an effective date of January 1, 2026.  The full Ordinance is on file with the Ponderay City Clerk and is available to the public during regular business hours.    Dated this 17th day of November, 2025.  /s/Stephanie Peterson, City Clerk    I, Louis Marshall, City Attorney of Ponderay, Idaho, have reviewed the summary of Ordinance 150R and find it to be a true and complete summary of said ordinance that provides adequate notice to the public of the contents thereof.  /s/Louis Marshall, City Attorney  Legal#7487 AD#43466 November 22, 2025 _________________________

ORDINANCE NO. 181  AN ORDINANCE OF THE CITY OF PONDERAY, BONNER COUNTY, IDAHO, PROVIDING FOR THE AMENDMENT OF CITY CODES 3-2-1(A); AND PROVIDING FOR THE PUBLICATION AND THE EFFECTIVE DATE HEREOF.     BE IT ORDAINED BY THE MAYOR AND CITY COUNCIL OF THE CITY OF PONDERAY, IDAHO:  Section 1.00. Amendment of City Code Section 3-2-1(A).    3-2-1: BURN PERMIT:  A. Required: No open burning shall be allowed within the boundaries of the city except by permit issued by Idaho Department of Lands the Northside fire district commencing May 10th through October 20th and in accordance with the version of the international fire code in effect at the time of the application for a permit. Cooking/Campfires do not require a burn permit and may be burned after sundown. Cooking/campfires are required to be in a fire ring, or a UL approved solid fuel appliance. Cooking/Campfires shall be no larger than three feet in diameter and no higher than two feet.    Section 2.00. Effective Date of Ordinance.    This Ordinance shall be in full force and effect upon its passage, approval, and publication in one issue of the Bonner County Daily Bee, a newspaper of general circulation published in the City of Sandpoint and the official newspaper of the City of Ponderay, and hereby declared to be the official newspaper for the publication of this Ordinance.    ADOPTED as an Ordinance of the City of Ponderay on the 17th2nd  day of NovemberMay, 20252.  /s/STEVE GEIGER  Mayor  ATTEST:  /s/STEPHANIE PETERSON  City Clerk  Legal#7488 AD#43470 November 22, 2025 _________________________

NOTICE TO CREDITORS  Case No. CV09-25-1872  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER  In the Matter of the Estate of,  RONALD R. MORSE,  Deceased.  NOTICE IS HEREBY GIVEN that LES MORSE has been appointed Personal Representative for the Estate of RONALD R. MORSE. All persons having claims against the deceased or his estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, or filed with the Clerk of the Court and a copy furnished to the Personal Representative’s attorney.  DATED this 18th day of November, 2025.  /s/ADAM O. FINNEY  FINNEY FINNEY & FINNEY, P.A.  120 E. Lake Street, Ste 317  Sandpoint, Idaho 83864  Attorney for LES MORSE, Personal Representative of the Estate of RONALD R. MORSE  Legal#7489 AD#43476 Nov. 22, 29, & Dec. 6, 2025 _________________________

CANCELLATION  NOTICE OF PUBLIC HEARING    NOTICE IS HEREBY GIVEN that the Bonner County Commissioners will hold a public hearing at 1:00 PM on Wednesday, December 17, 2025, in the Bonner County Administration Building, 1500 Highway 2, Sandpoint, Idaho, by Zoom teleconference, and YouTube Livestream to consider the following request:    File ZC0005-25– DOMAR – Rural 10 to Recreation: The applicants are requesting a zone change from Rural-10 to Recreation on ±1153 acres. The property is zoned Rural-10. The project is located off Peninsula Road and Hope School Road in Section 13,18,19 and 24 Township 56 North, Range 1 and 2 East, Boise-Meridian. The project site is within the service area of Sam Owen Fire District. At their October 23, 2025 hearing, the Zoning Commission recommended denial of this file.    Written statements must be submitted to the planning department record no later than seven (7) days prior to the public hearing. Written statements not exceeding one standard letter sized, single spaced page may be submitted at the public hearing. Statements can be sent to the Bonner County Planning Department at 1500 Highway 2, Suite 208, Sandpoint, Idaho 83864; faxed to (866) 537-4935 or e-mailed to [email protected].    Additional information is available at the Planning Department. Staff reports are available at the planning department or may be viewed at www.bonnercountyid.gov prior to the scheduled hearing. Any affected person as defined by Idaho Code, Title 67, Chapter 65, may pursue such actions as set forth in Idaho Code Title 67, Chapter 65.  Legal#7490 AD#43502 November 22, 2025 _________________________