Legals for November, 29 2025

NOTICE OF TRUSTEE’S SALE  Trustee’s Sale No. PLTS104294    NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on 3/10/2026, at the hour of 1:00 PM, of said day, at Bonner County Courthouse, On the Front Steps of the Main Entrance, 215 South 1st Avenue, Sandpoint, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the “Property”), situated in the County of Bonner, State of Idaho, to-wit;    The West half of the Northeast quarter of the Northeast quarter of the Southeast quarter of Section 21, Township 56 North, Range 3 West, Boise Meridian, Bonner County, Idaho.     The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 469 Destiny Road, Sagle, ID 83860, is sometimes associated with said real property.    Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jesse Dale Thompson, an unmarried man and Brandy Tania Crowe, and unmarried woman, as Grantor, to Flying S Title and Escrow of Idaho, Inc., as Trustee, for the benefit and security of Christopher W. Schwisow, as Beneficiary, dated 11/4/2022, recorded 11/8/2022, under Instrument No. 1013933, Mortgage records of Bonner County, ID, the beneficial interest in which is presently held by Pioneer Finance, LLC.    THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.    The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/4/2022, FAILURE TO PAY THE INSTALLMENT OF PRINCIPAL AND INTEREST WHICH BECAME DUE ON 10/27/2025; PLUS LATE CHARGES, AND ADVANCES FOR DELINQUENT REAL ESTATE TAXES AND HAZARD INSURANCE AS SET FORTH; AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL AND INTEREST, PLUS LATE CHARGES, DELINQUENT REAL ESTATE TAXES, DELINQUENT INSURANCE PREMIUMS AND ALL FORECLOSURE COSTS AND FEES.  All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee’s fees, attorney’s fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $144,835.62, together with interest thereon at 8% per annum from 5/8/2025, until paid.    The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.    Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same.    DATED: November 5, 2025.    Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services  Trustee    By/s/Deborrah Duncan, Assistant Secretary  Pioneer Lender Trustee Services  8151 W. Rifleman Street   Boise, ID 83704 Legal#7451 AD#43070 November 8, 15, 22, 29, 2025 _________________________

SUMMONS BY PUBLICATION Case No. CV09-25-1580 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF BONNER ELEVATED FINANCIAL, INC., an Idaho corporation, Plaintiff, v. JENNIFER CARTER, and TONY VARGAS, husband and wife, Defendants. TO: TONY VARGAS NOTICE: YOU HAVE BEEN SUED BY ELEVATED FINANCIAL, INC. THE PLAINTIFF, IN THE DISTRICT COURT IN AND FOR BONNER COUNTY, IDAHO, CASE NO. CV09-25-1580 The nature of the claim against you is for Complaint for Breach of Promissory Note wherein the Plaintiff seeks the unpaid principal amount of $15,518.40, plus accrued interest, and attorney’s fees and costs and recovery of the collateral which secured the underlying loan. Any time after 21 days following the last publication of this Summons, the Court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 215 S 1st Ave Ste 1, Sandpoint, ID 83864, telephone number (208) 265-1432 and served a copy of your response on the Plaintiff’s attorney Julia C. Schoffstall at the firm Witherspoon Brajcich McPhee, PLLC, 6500 N. Mineral. Dr, Suite 103, Coeur d’Alene, Idaho 83814, telephone number (208) 927-4001. A copy of the Summons and Complaint can be obtained from the Clerk of the Court or the attorney for the Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED: 11/5/2025 MICHEAL W. ROSEDALE, Bonner County Clerk of the District Court By:/s/Charlene Kramer Deputy Clerk Legal#7453 AD#43076 November 8, 15, 22, 29, 2025 _________________________

NOTICE OF TRUSTEE’S SALE Trustee’s Sale No. PLTS104277 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on 3/17/2026, at the hour of 1:00 PM, of said day, at Bonner County Courthouse, On the Front Steps of the Main Entrance, 215 South 1st Avenue, Sandpoint, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the “Property”), situated in the County of Bonner, State of Idaho, to-wit; Parcel 1: That part of the Northeast quarter of the Northeast quarter of Section 28, Township 57 North, Range 2 West, Boise Meridian, Bonner County, Idaho, described as follows: Beginning at a point 1080 feet West of a point which is 893.52 feet South of the Northeast corner of said Section 28; thence West 245.6 feet to a point; thence North 441.82 feet; thence Northeasterly 304 feet to a point 620.82 feet due North of the point of beginning; thence South 620.82 feet to the point of beginning. Parcel 2: Beginning at the Northeast corner of Section 28, township 57 North, Range 2 West, Boise Meridian, Bonner County, Idaho; thence South 68° 57’ 06” West, 1549.77 feet to a point of the Southerly right of way line of U.S. Highway 2/State Highway 200, said point being 30 feet South of the center line of said highway and the true point of beginning; thence South 00° 25’ 13” East, 364.29 feet, thence East, 118.10 feet; thence North 452.78 feet to a point on the Southerly right of way line of said Highway 2/200; thence South 53° 46’ 00” West, 149.72 feet to the true point of beginning The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1717 Element Lane, 2025 Highway 2, Sandpoint, ID 83864, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Homestead Village, LLC, an Idaho limited liability company, as Grantor, to Old Republic National Title Insurance Company, a Florida corporation, as Trustee, for the benefit and security of Freedom REIT, a Maryland statutory trust, as Beneficiary, dated 7/18/2023, recorded 8/2/2023, under Instrument No. 1023540, Mortgage records of Bonner County, ID, the beneficial interest in which is presently held by Freedom REIT, a Maryland statutory trust. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 7/18/2023, FAILURE TO PAY THE PRINCIPAL BALANCE WHICH BECAME DUE AT MATURITY, TOGETHER WITH ACCRUED AND ACCRUING INTEREST, CHARGES, FEES AND COSTS AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee’s fees, attorney’s fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $5,700,000.00, together with interest thereon at 20% per annum from 7/1/2025, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: November 12, 2025. Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services Trustee By /s/Deborrah Duncan, Assistant Secretary Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Legal#7465 AD#43254 Nov.15, 22,29 & Dec. 6, 2025 _________________________

NOTICE TO CREDITORS  Case No. CV09-25-1516  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER  In the Matter of the Estate of:  JEFFREY C. HAGEL,                       Deceased.  NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent, or the estate, are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors or said claims will be forever barred.  Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court.  DATED: 10/30/2025  /s/STEVE MASTERSON  Personal Representative  P.O. Box 138  Sagle, ID 83860  Legal#7466 AD#43265 November 15, 22, 29, 2025 ­_________________________

NOTICE TO CREDITORS  Case No. CV09-25-1872  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER  In the Matter of the Estate of,  RONALD R. MORSE,  Deceased.  NOTICE IS HEREBY GIVEN that LES MORSE has been appointed Personal Representative for the Estate of RONALD R. MORSE. All persons having claims against the deceased or his estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, or filed with the Clerk of the Court and a copy furnished to the Personal Representative’s attorney.  DATED this 18th day of November, 2025.  /s/ADAM O. FINNEY  FINNEY FINNEY & FINNEY, P.A.  120 E. Lake Street, Ste 317  Sandpoint, Idaho 83864  Attorney for LES MORSE, Personal Representative of the Estate of RONALD R. MORSE  Legal#7489 AD#43476 Nov. 22, 29, & Dec. 6, 2025 _________________________

STATEMENT OF COUNTY CLERK UNDER SEAL OF COUNTY COMMISSIONERS     Bonner County Revised Code Title 12, Chapters 4, 6, & 8 Ordinance    The Bonner County Clerk has approved the following summary of an ordinance under I.C. $ 31-715A and believes it to contain a true and complete summary of the adopted ordinance and further provides adequate notice to the public of the adopted ordinance:    SUMMARY OF ADOPTED ORDINANCE    Bonner County, a political subdivision of the State of Idaho, pursuant to I.C. § 31-715A, hereby provides the following summary of an adopted ordinance:    Ordinance #731 Amendment of Bonner County Revised Code, Title 12. Chapters 4, 6 and 8.  An Ordinance of Bonner County, Idaho, amending the Bonner County Revised Code, Title 12 as follows:    Chapter 4  12-412 - Removes the Requirements or Exceptions 19 from Table 4-2.    Chapter 6  Complete rewrite of most subchapters of Chapter 6 with major revisions to include: moves land division definitions to chapter 8, removes the Minor Land Division type, establishes a Final Plat subchapter,   12-610 – Updates to the naming conventions.  12-611 – Removes the definitions and added them to Chapter 8.  12-612, 12-613 – Updated code reference, moves unplatted land divisions and adjustments to 12-613 which is renamed to “Other Land Divisions & Adjustment Processes.” Expands the potential receivers of a Family Divisions property to additional familiar types, adds a PHD review requirement.  12-614 – Updates to the naming conventions and code references.  12-615 – Updates to the naming conventions and code references.  12-623 – Adds a requirement for all new lots created through any land division to contain a sanitary restriction lift. Also, modifies the fire protection requirements.  12-625 – Removes requirements for Trails and retains only requirements for Public Access, Parks and Facilities.   12-6.4 – Updates to the naming conventions to “Long Subdivision.”  12-640 – Updates to the naming conventions to “Long Subdivision” and code references.  12-641 – Updates to the naming conventions to “Long Subdivision.”  12-642 – Updates to the naming convention and adds an application requirement for proposed subdivisions that fall within an Area of Impact to request annexation to the applicable city. Adds a reference to 12-6.2 to ensure compliance with that subchapter.  12-643 – Updates to the naming conventions to “Long Subdivision.” Replaces “Zoning Commission” with “hearing body” throughout the section. Removes the requirement for a preliminary plat to receive BOCC approval. Extends the timeline for how long a preliminary plat approval shall be valid for, from two years to three years.  12-644 – Extends the timeline for how long a surety agreement approval shall be valid for, from two years to three years.  12-645 – Updates to the naming convention and replaces “Zoning Commission” with “hearing body.”  12-646 – Removes the “Final Plat, Contents” section in its entirety and moves the section to 12-6.6. Adds a reference to the new Final Plat, Contents section.  12-647 – Removes the section in its entirety and moves the section to 12-6.6.   12-648 – Removes the section in its entirety and moves the section to 12-6.6.  12-649 – Removes this section in its entirety.  12-6.5 – Updates to the naming conventions to “Short Subdivision” throughout the entire section.  12-650 – Updates the number of properties to conform to proposed definitions. Adds a provision to restrict contiguous short subdivisions. Adds a reference to 12-6.2 to ensure compliance with that subchapter.  12-651 – Updates the noticing standards. Extends the timeline for how long a preliminary plat approval shall be valid for, from two years to three years. Updates the extension request process to reference 12-266.1. Updates the appeal process to reference 12-261.  12-652 – Removes the “Final Plat, Contents” section in its entirety and moves the section to 12-6.6. Adds a reference to the new Final Plat, Contents section.  12-6.6 – Removes the Minor Land Divion as a land division application type. Establishes a Final Plat subchapter.  12-671 – Updates code references.  12-673 – Removes the “Final Plat, Contents” section in its entirety and moves the section to 12-6.6. Adds a reference to the new Final Plat, Contents section.    Chapter 8  12-818 – Establishes a definition for “Remainder” as it pertains to plats.  12-819 – Modifies the definition for “Subdivision.” Adds a definition for “Subdivision, Long” and “Subdivision, Short.”    A copy of the full text of this adopted ordinance may be obtained at the Bonner County  Commissioners Office at 1500 Highway 2, Suite 308, Sandpoint, ID 83864 (9:00 a.m. to 5:00 p.m.). A true and correct copy of this notice shall be published in accordance with I.C. § 31-715.     Dated this 10th day of November 2025,    /s/Lauren Reichenbach Bonner County Deputy Clerk  The Bonner County Commissioners hereby place their seal this 10th day of November 2025 as required by I.C. § 31-715(3)  /s/Brain Domke, Chair  Bonner County Commissioners  Legal#7503 AD#43646 November 29, 2025 ­_________________________

STATEMENT OF COUNTY CLERK UNDER SEAL OF COUNTY COMMISSIONERS     Bonner County Revised Code Title 12, Chapters 1 & 2 Ordinance    The Bonner County Clerk has approved the following summary of an ordinance under I.C. $ 31- 715A and believes it to contain a true and complete summary of the adopted ordinance and further provides adequate notice to the public of the adopted ordinance:    SUMMARY OF ADOPTED ORDINANCE    Bonner County, a political subdivision of the State of Idaho, pursuant to I.C. § 31-715A, hereby provides the following summary of an adopted ordinance:    Ordinance #730 Amendment of Bonner County Revised Code, Title 12. Chapters 1 and 2.  An Ordinance of Bonner County, Idaho, amending the Bonner County Revised Code, Title 12 as follows:    12-122 (Planning Commission): Expands and clarifies the Planning Commission’s jurisdiction to include holding quasi-judicial hearings for applicant-initiated Comprehensive Plan map amendments. Previously, the Commission’s authority was limited to legislative actions such as recommending amendments to the Comprehensive Plan, zoning map, and land use ordinances.  12-123 (Zoning Commission): The proposed change removes language allowing the Zoning Commission to appoint a Hearing Examiner, clarifying that appointments to that role are made by the Board of County Commissioners. The Zoning Commission retains responsibility for quasi-judicial hearings for applicant-driven land use requests.  12-131 (Complaints of Violation): Establishes that all zoning complaints must be submitted on a standard form provided by the Planning Department. This helps formalize the complaint intake process, ensures consistency in documentation, and provides clear guidance on how to initiate enforcement actions.  12-214, 12-217, 12-224, 12-235, 12-247 (Noticing Procedures): Revises public notice language across these sections to reference Section 12-268 ensuring consistent application of notice standards.  12-232 (Variance Definitions): Clarifies the definition and scope of a variance, aligning it with bulk, placement, and parcel standards only.  12-238 (Administrative Variances): Revises the threshold for administrative variances from 30% to 20%, narrowing the scope of what can be approved without a public hearing. It also updates noticing procedures to follow Section 12-268.  12-247 (Special Use Permits): Aligns public hearing notice procedures with Section 12-268 and clarifies that the review of special use permits is conducted by the appropriate decision-making body, such as the Zoning Commission or Hearing Examiner. This provides consistency in how such applications are processed and reviewed.  12-261 (Administrative Appeals): Adds clarity to the process and timeframes for appealing administrative decisions made by the Planning Director. It formalizes the procedure for scheduling appeal hearings before the Board of County Commissioners.  12-262 (Appeals from Final Decisions): Expands the procedural framework for appealing final decisions from the Zoning Commission or Hearing Examiner. New language addresses how to handle tie votes or lack of quorum, specifying that failure to take affirmative action results in denial of the appeal and affirms the underlying decision.  12-263 (Reconsideration): New language addresses how to handle tie votes or lack of quorum, specifying that failure to take affirmative action results in denial of the appeal and affirms the underlying decision.  12-266 (Modification of Terms): Clarifies noticing standards and decision timelines to ensure consistent decision making and notice standards.  12-268 (Application Process): Centralizes all public notice and application processing standards into one section. It incorporates Idaho Code 67-6509 and 67-6511 by reference, requires an additional 15 days of notice beyond state minimums, and introduces a zone-specific mailing radius table to ensure proportional outreach. The section also adds a 45-calendar day timeline for the County to issue written decisions after final action.    A copy of the full text of this adopted ordinance may be obtained at the Bonner County  Commissioners Office at 1500 Highway 2, Suite 308, Sandpoint, ID 83861 (9:00 a.m. to 5:00 p.m.). A true and correct copy of this notice shall be published in accordance with I.C. § 31-715. Dated this 10th day of November 2025,    /s/Lauren Reichenbach Bonner County Deputy Clerk    The Bonner County Commissioners hereby place their seal this 10th day of November 2025 as required by I.C. § 31-715(3)  /s/Brain Domke, Chair  Bonner County Commissioners  Legal#7504 AD#43649 November 29, 2025 _________________________

NOTICE OF ANNUAL MEETING Notice is hereby given that the Annual meeting of the Masonic Temple Association of Sandpoint, Idaho, Inc., will be held in the Masonic Temple, 319 N. 2nd St., Sandpoint, Idaho on the First Day of December, 2025, during or immediately following the Stated Meeting of Lakeside Lodge #42, for the purpose of electing Directors and for the purpose of transacting any and all business that may properly come before said meeting. Dated at Sandpoint, Idaho this Twenty-Fifth Day of November, 2025 /s/Phil Voelz, Acting Secretary Legal#7505 AD#43658 November 29, 2025 _________________________