Legals for October, 10 2025

NOTICE OF TRUSTEE’S SALE  To be sold for cash at a Trustee’s Sale on January 20, 2026, at 02:00 PM outside the North entrance to the Lincoln County Courthouse, 512 California Avenue, Libby, MT, the following described real property situated in Lincoln County, State of Montana:  Land situated in the County of Lincoln in the State of MT  A parcel of land near Libby, Lincoln County, Montana, lying wholly within the Southeast 1/4 of the Southeast 1/4 of Section 32, Township 31 North of Range 31 West, P.M.M., being a part of Tract 3 of Vanderwood “40” a recorded subdivision of Lincoln County, Montana, a more particularly described as follows:  Beginning at a point on the East line of Tract 3 of Vanderwood “40” a recorded subdivision of Lincoln County, Montana, at a distance of 704.4 feet North of the Southeast corner of the said Tract 3 a distance of 100.00 feet, thence East 99.0 feet to the point of beginning.  Subject to a 20-foot easement adjacent to the East line of said premises for road purposes, according to the map or plat thereof on file and of record in the Office of the Clerk and Recorder of Lincoln County, Montana .  More Correctly Described As:  Land situated in the County of Lincoln in the State of MT  A parcel of land near Libby, Lincoln County, Montana, lying wholly within the Southeast 1/4 of the Southeast 1/4 of Section 32, Township 31 North of Range 31 West, P.M.M., being a part of Tract 3 of Vanderwood “40” a recorded subdivision of Lincoln County, Montana, a more particularly described as follows:  Beginning at a point on the East line of Tract 3 of Vanderwood “40” a recorded subdivision of Lincoln County, Montana, at a distance of 704.4 feet North of the Southeast corner of the said Tract 3 and running thence North along the east line of the said Tract 3 a distance of 100.00 feet, thence west a distance of 99.0 feet; thence South parallel to the east line of the said Tract 3 a distance of 100.0 feet; thence East 99.0 feet to the point of beginning.  Subject to a 20-foot easement adjacent to the East line of said premises for road purposes, according to the map or plat thereof on file and of record in the Office of the Clerk and Recorder of Lincoln County, Montana.  More commonly known as 124 Rustic Avenue, Libby, MT 59923.  Dorthy McCarty, as Grantor, conveyed said real property to Title Source, Inc., as Trustee, to secure an obligation owed to One Reverse Mortgage, LLC, by Deed of Trust on August 13, 2009, and filed for record in the records of the County Clerk and Recorder in Lincoln County, State of Montana, on August 31, 2009 as Instrument No. 221322, in Book 327, at Page 706, of Official Records.  The Deed of Trust was assigned for value as follows:    Assignee: Bank of America, N.A., a National Banking Association  Assignment Dated: August 19, 2009  Assignment Recorded: August 31, 2009  Assignment Recording Information: as Instrument No. 221324, in Book 327, at Page 708,     Assignee: Champion Mortgage Company  Assignment Dated: October 9, 2012  Assignment Recorded: October 11, 2012  Assignment Recording Information: as Instrument No. 241250, in Book 344, at Page 416,     Assignee: Mortgage Assets Management, LLC  Assignment Dated: March 21, 2022  Assignment Recorded: March 21, 2022  Assignment Recording Information: as Instrument No. 299594, in Book 395, at Page 770,     All in the records of the County Clerk and Recorder for Lincoln County, Montana Jason J. Henderson is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Lincoln County, State of Montana, on September 3, 2025, as Instrument No. 317207, in Book 411, at Page 622, of Official Records.  The Beneficiary has declared a default in the terms of said Deed of Trust due to the Grantor(s) being deceased. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the principal and interest in the sum of $72,648.38, other amounts due and payable in the amount of $12,884.12 for a total amount owing of $85,532.50, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced.The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantor.  If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust.  Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale, and late charges, if any.  Beneficiary has elected and has directed the Trustee to sell the above-described property to satisfy the obligation.  The sale is a public sale and any person, including the Beneficiary, excepting only the Trustee, may bid at the sale.  The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks).  The conveyance will be made by Trustee’s Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards.  The sale purchaser shall be entitled to possession of the property on the 10th day following the sale.  The Grantor, successor in interest to the Grantor, or any other person having an interest in the property, has the right, at any time prior to the Trustee’s Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee’s and attorney’s fees.  In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled.  The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason.  In the event of a bankruptcy filing, the sale may be postponed by the Trustee for up to 120 days by public proclamation at least every 30 days.  If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse.   This is an attempt to collect a debt and any information obtained will be used for that purpose.  Dated this 17th day of September 2025. Jason J. Henderson Substitute Trustee 38 2nd Avenue East Dickinson, ND 58601 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. MT11177    PUBLISHED IN The Western News September 26, October 3 & 10, 2025. MNAXLP

Kristin L. Omvig  Benjamin J. Hammer  Omvig Hammer Law, P.C.  4 Sunset Plaza, Suite 200  P. O. Box 1202  Kalispell, MT 59903  Telephone: (406) 885-2850  E-mail:[email protected]  E-mail:[email protected]    Attorneys for Personal Representative    MONTANA NINETEENTH JUDICIAL DISTRICT COURT,   LINCOLN COUNTY    IN THE MATTER OF THE ESTATE OF JUDY A. KIRBY,  Deceased   Cause No. DP - 27-2025-77-11   JUDGE MATTHEW J. CUFFE   NOTICE TO CREDITORS    NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the decedent are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred.   Claims must either be mailed to Bruce Kirby, the Personal Representative, return receipt requested, at P.O. Box 1202, Kalispell, MT 59903, or filed with the Clerk of the above Court.  DATED this 2nd day of October 2025. s/ Bruce Kirby Personal Representative    PUBLISHED IN The Western News October 10, 17, & 24, 2025. MNAXLP