Legals for October, 17 2025

The State of Montana Natural Resource Damage Program (NRDP), acting on behalf of the Governor as trustee, is seeking public comment on the Draft Natural Resource Damage Assessment Plan for the Libby Groundwater Contamination Superfund Site. The Assessment Plan describes the Trustee’s proposal for determining and quantifying injuries and damages to natural resources associated with hazardous substances released from the Site. The draft Assessment Plan can be found on NRDP’s website at: https://dojmt.gov/nrdp/notices/ or hard copies are available at the address below. Written comments must be submitted by October 30, 2025, at 11:59 pm: Email comments to [email protected]. Please use the subject line “Libby Groundwater Draft Assessment Plan” Mail comments to The Natural Resource Damage Program, P.O. Box 201425, Helena, MT, 59620-1425, or Fax comments to 406-444-0236. To be considered, comments must be received by the deadline. NRDP will present the Assessment Plan to the public at a Libby City Council meeting: 7:00 pm on Monday, October 6, 2025 Libby City Hall 952 E Spruce St Libby, MT 59923 PUBLISHED IN The Western News October 3 & 17, 2025.

Kristin L. Omvig  Benjamin J. Hammer  Omvig Hammer Law, P.C.  4 Sunset Plaza, Suite 200  P. O. Box 1202  Kalispell, MT 59903  Telephone: (406) 885-2850  E-mail:[email protected]  E-mail:[email protected]    Attorneys for Personal Representative    MONTANA NINETEENTH JUDICIAL DISTRICT COURT,   LINCOLN COUNTY    IN THE MATTER OF THE ESTATE OF JUDY A. KIRBY,  Deceased   Cause No. DP - 27-2025-77-11   JUDGE MATTHEW J. CUFFE   NOTICE TO CREDITORS    NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the decedent are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred.   Claims must either be mailed to Bruce Kirby, the Personal Representative, return receipt requested, at P.O. Box 1202, Kalispell, MT 59903, or filed with the Clerk of the above Court.  DATED this 2nd day of October 2025. s/ Bruce Kirby Personal Representative    PUBLISHED IN The Western News October 10, 17, & 24, 2025. MNAXLP

Stephen Girod 1195 Minnesota Avenue Libby, MT 59923 NOTICE OF COMPLETION OF WORK OR PROPERTY IMPROVEMENT (MONT. CODE ANN. 71-3-533) Contracting Owner, Stephen Girod 40149 US Hwy 2 Libby, Mt 59923 Improved Property: Houghton Creek Rd, Lot #6 Libby, MT 59923 Contractor: Wildcat Custom Homes Work or Improvement Completion Date: October 6, 2025 Period of Labo Cessation: October 6, 2025 s/ Stephen Girod Contracting Owner PUBLISHED IN The Western News October 17, 2025. MNAXLP

NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on October 15, 2009, a certain Deed of Trust was executed by Carol Diane Blake as trustor(s) in favor of Wells Fargo Bank, N.A. as beneficiary, and was recorded on October 20, 2009, in Book 328, in Page 609, as Instrument Number 222327 in the Office of the Chancery Clerk of Lincoln, County, State of Montana; and  WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and  WHEREAS, the Deed of Trust is now owned by the Secretary, pursuant to an assignment dated March 28, 2017 and recorded on March 29, 2017, in Book 367, in Page 44, as Instrument Number 268093 in the office of the Chancery Clerk of Lincoln County, State of Montana; and  WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that the borrower did not pay all property charges in a timely manner, and no payment has been made by the borrower sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of October 10, 2025 is $1,058,328.07 and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable;  NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq.,(the “Act”) by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, notice is hereby given that on December 4, 2025 at 2:00PM, local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: Lot 4 of Tretault View Estates, according to the map or plat thereof on file in the office of the Clerk and Recorder, Lincoln County, Montana, Plat #4201. More Correctly Described As: Lot 4 of Tetrault View Estates, according to the map or plat thereof on file in the office of the Clerk and Recorder, Lincoln County, Montana, Plat #4201 Commonly known as: 196 Garrison Drive, Eureka, MT 59917 This sale will take place at the Lincoln County Courthouse. The Secretary of Housing and Urban Development estimated bid will be $1,068,514.61. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.  When making their bids, all bidders except the Secretary must submit a deposit totaling $106,851.46 (10% of the Secretary s bid) in the form of a certified check or cashier s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $106,851.46 must be presented before the bidding is closed. THE DEPOSIT IS NONREFUNDABLE. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.  The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.  If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant.  The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the trustor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the deed of trust agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier s check payable to the Secretary of HUD, before public auction of the property is completed.  The amount that must be paid if the deed of trust is to be reinstated prior to the scheduled sale is based upon the nature of the breach, this loan is not subject to reinstatement. A total payoff is required to cancel the foreclosure sale or the breach must be otherwise cured. A description of the default is as follows: FAILURE TO PAY THE PRINCIPAL BALANCE AND ANY OUTSTANDING FEES, COSTS, AND INTEREST WHICH BECAME ALL DUE AND PAYABLE BASED UPON BY ALL TRUSTORS FROM THE PROPERTY, CEASING TO USE THE PROPERTY AS THE PRINCIPAL RESIDENCE. Tender of payment by certified or cashier s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Dated this 10th day of October, 2025 /s/Jason J. Henderson  Jason J. Henderson Halliday, Watkins & Mann, P.C. Foreclosure Commissioner 376 East 400 South, Suite 300 Salt Lake City, UT 84111 Phone: 801-355-2886 HWM File: MT22643 PUBLISHED IN The Western News October 17, 24, & 31, 2025. MNAXLP