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Legals for February, 19 2026

Coeur d'Alene Press | UPDATED 1 month, 3 weeks AGO
| February 19, 2026 12:00 AM

NOTICE OF HEARING ON NAME CHANGE Case No. CV28-26-0634 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Annalee Alicia Fox, A petition to change the name of Annalee Alicia Fox, now residing in the City of Rathdrum, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Sam Dust Fox. The reason for the change in name is: Desire to change legal name to preferred name.  A hearing on the petition is scheduled for 1:30 p.m. on 3/9/2026 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 1/26/2026 Jennifer Locke CLERK OF THE DISTRICT COURT /s/Maya O. VanderSchaaf Deputy Clerk Legal#15760 AD#45429 Jan. 29, & Feb. 5, 12, 19, 2026 _________________________

NOTICE OF HEARING ON NAME CHANGE Case No. CV28-26-0641 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Levi Ayden Grassi, A petition to change the name of Levi Ayden Grassi, now residing in the City of Coeur d’Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Levi Ayden Somers. The reason for the change in name is: To have my step grandpa’s last name. I don’t have my dad’s last name but have my grandpas last name whom I never met.  A hearing on the petition is scheduled for 1:30 p.m. on 3/9/2026 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: January 26, 2026 Jennifer Locke CLERK OF THE DISTRICT COURT /s/Mary Seevers Deputy Clerk Legal#15763 AD#45440 Jan. 29, & Feb. 5, 12, 19, 2026 _________________________

NOTICE OF INVITATION TO BID  LANCASTER ROAD WATER MAIN EXTENSION  RATHDRUM, IDAHO    Sealed Bid Proposals for Lancaster Road Water Main Extension project will be received by the City of Rathdrum, Idaho, located at 8047 W. Main Street, Rathdrum, Idaho 83858, until 10:00 A.M. (local time), on Thursday, March 5, 2026 and then publicly opened and read aloud. All interested individuals are welcome to attend.    DESCRIPTION OF WORK: The Work for which proposals are to be received is for the construction of the following:  construction of 2300 LF of 12” Water Main and asphalt pavement placement. Other construction items include: water main fittings & valves, hydrant and traffic control.    The City of Rathdrum is currently in negotiations with a private property owner on the procurement of an easement(s). If the easement(s) is successfully procured in a timely manner, the City of Rathdrum will proceed with awarding the Base Bid only. If the easement(s) is NOT successfully procured in a timely manner, the City of Rathdrum will proceed with awarding Alternate Bid No. 1 only.    The Bidding Documents may be examined at the following locations:  • Idaho AGC - Boise Plan Room, 1649 W. Shoreline Drive, Ste 100, Boise, Idaho 83702  • Associated General Contractors, 4935 E. Trent Ave, Spokane, WA 99212  • Spokane Regional Plan Center, 209 N. Havana Street, Spokane, WA 99202    Copies of the Bidding Documents may be obtained at the City of Rathdrum – Public Works, via www.rathdrum.gov/bids.     Bids delivered by facsimile machine or electronic mail will not be accepted. All bids must be valid for a period of 60 days following the date for receiving the bids. The City reserves the right to retain any and all bids for a period of not more than 60 days and said bid shall remain in full force and effect during said time. The City further reserves the right to waive informalities and to award the Contract to any Bidder all to the advantage of the City of Rathdrum or to reject all bids.    BID SECURITY: Each bid shall be accompanied by any of the following bid security in an amount equal to five percent of the total price: an acceptable cashier’s or certified check made payable to the City of Rathdrum, an acceptable bid bond executed by an incorporated surety company in good standing and qualified to do business in the State of Idaho and whose name appears of the current Treasury Department Circular 570, or cash. Any Bid not accompanied by the aforementioned required item shall be deemed to be a non-responsive Bid.    BONDS: A Performance Bond and Payment Bond each in the amount of 100 percent of the Contract price will be required from the Contractor to whom the work is awarded.    PUBLIC WORKS CONTRACTOR LICENSE: A Public Works Contractor License for the State of Idaho is required in order to submit a bid for this work.    Dated this 6th day of February, 2026.  Owner: City of Rathdrum  /s/ Kevin Jump, PE – City Engineer   Legal#15822 AD#45921 February 12, 19, 2026 _________________________

NOTICE TO CREDITORS  CASE NO. CV 28-26-0760  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI  In the Matter of the Estate of:  SANDRA L. CARTER,  Deceased.  NOTICE IS HEREBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above-named Decedent. All persons having claims against the Decedent, or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors or said claims will be forever barred.  Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court.  DATED: 02/09/2026  /s/MAIKA TUINAKELO NATUA  /s/TINA MARRIOTT-NATUA  Co-Personal Representatives  c/o CUSACK LINSCOTT MERCK LAW FIRM, PLLC  320 E. Neider Ave., Suite 206  Coeur d’Alene, ID 83815  Legal#15825 AD#45941 February 12, 19, 26, 2026 _________________________

NOTICE OF TRUSTEE’S SALE    On Tuesday, the 9th day of June, 2026, at the hour of 10:00 o’clock a.m. of said day at Kootenai County Courthouse, 324 West Garden Avenue, Coeur d’Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit:  LOT 12 BLOCK 2 MEADOWLAND ESTATES 3RD ADDITION ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK I OF PLATS AT PAGES 204 RECORDS OF KOOTENAI COUNTY IDAHO    The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 7226 W. Macaw Ln., Rathdrum, Idaho, is sometimes associated with said real property.    Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by AMANDA C MCCANDLESS, an Unmarried Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded March 31, 2015, as Instrument No. 2492099000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 4, 2025, as Instrument No. 3015219000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION.    Said sale is a public auction for which the bid price must be paid immediately upon close of bidding by certified funds in the form of cashier’s checks, certified checks, or valid money orders only. If the Trustee is unable to convey title for any reason whatsoever, the successful bidder’s exclusive and sole remedy shall be the return of actual monies paid to the Successor Trustee and the successful bidder shall have no further recourse.    The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated March 27, 2015, in the amount of $1,076.00 each, for the months of April through September, 2025, inclusive. All delinquent payments are now due, plus accumulated late charges, plus all escrow advances, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 3.25% per annum from March 1, 2025, and the Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $115,423.56, plus accrued interest at the rate of 3.25% per annum from March 1, 2025.    DATED This 5th day of February, 2025.  /s/RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE  Legal#15826 AD#45946 Feb. 12, 19, 26, & Mar. 5, 2026 _________________________

NOTICE OF PROPOSED CHANGE OF WATER RIGHT  TRANSFER NO. 90220  IDAHO FOREST GROUP LLC, 687 W CANFIELD AVE STE 100, COEUR D ALENE, ID 83815-5335 has filed Application No. 90220 for changes to the following water rights within KOOTENAI County(s): Right No(s). 95-7033; to see a full description of these rights and the proposed transfer, please see https://research.idwr.idaho.gov/apps/waterrights/querynewtransfers. The purpose of the transfer is to change a portion of the above rights as follows:    This transfer proposes to add a new point of diversion to Idaho Forest Group LLC system’s existing GW rights 95-7033 in the NW1/4SE1/4 of Section 7, Twp 52N, Rge 03W.  For additional information concerning the property location, contact Northern Region office at (208)762-2800. Protests may be submitted based on the criteria of Idaho Code Sec. 42-222. Any protest against the proposed change must be filed with the Department of Water Resources, Northern Region, 7600 N MINERAL DR STE 100, COEUR D ALENE ID 83815-7763 together with a protest fee of $25.00 for each application on or before 3/9/2026. The protestant must also send a copy of the protest to the applicant.  MATHEW WEAVER, Director   PROPOSED AMENDMENT OF WATER PERMIT  95-17916  LONE MOUNTAIN HOMEOWNERS ASSN INC, 10063 N NAVION DR, HAYDEN, ID 83835-5040 filed an application to amend permit no. 95-17916 on 01-14-2026.     This application proposes to add a third well to the existing permit. The proposed well location is 52N 04W 11 SWSW.  Permits will be subject to all prior water rights. For additional information concerning the property location, contact the Northern office at (208)762-2800; or for a full description of the right(s), please see https://research.idwr.idaho.gov/apps/waterrights/wrapplicationresults. Protests may be submitted based on the criteria of Idaho Code § 42-203A. Any protest against the approval of this application must be filed with the Director, Dept. of Water Resources, Northern Region, 7600 N MINERAL DR STE 100, COEUR D ALENE ID 83815-7763 together with a protest fee of $25.00 for each application on or before 3/9/2026. The protestant must also send a copy of the protest to the applicant.  MATHEW WEAVER, Director The following application(s) have been filed to appropriate the public waters of the State of Idaho:  95-18727  BREMER FAMILY LLC  1000 E DYNAMITE LN  POST FALLS, ID 83854-7100  Point of Diversion  SENE S21 T50N R05W KOOTENAI County  Source SPRING Tributary SPOKANE RIVER  Point of Diversion  SENE S21 T50N R05W KOOTENAI County  Source UNNAMED STREAM Tributary SPOKANE RIVER  Use: DIVERSION TO STORAGE  01/01 to 12/31 0.35 CFS  Use: AESTHETIC STORAGE  01/01 to 12/31 8.4 AF  Use: FIRE PROTECTION STORAGE  01/01 to 12/31 8.4 AF  Total Diversion: 0.35 CFS 8.4 AF  Date Filed: 12-30-2025  Place Of Use: AESTHETIC STORAGE,FIRE PROTECTION STORAGE  T50N R05W S21 SENE     95-18731  DOUG SMITH  3570 E TOBLER RD UNIT B8  HAYDEN, ID 83835-7183  Point of Diversion L2( NWNE) S13 T53N R05W KOOTENAI County  Source GROUND WATER   Use: DOMESTIC  01/01 to 12/31 0.08 CFS  Use: IRRIGATION  04/01 to 10/31 0.15 CFS  Total Diversion: 0.2 CFS  Date Filed: 02-06-2026  Place Of Use: DOMESTIC, IRRIGATION  T53N R05W S13 L2(NWNE)  Total Acres: 5     95-18732  DOUG SMITH  3570 E TOBLER RD UNIT B8  HAYDEN, ID 83835-7183  Point of Diversion L2( NWNE) S13 T53N R05W KOOTENAI County  Source GROUND WATER   Use: IRRIGATION  04/01 to 10/31 0.18 CFS  Use: DOMESTIC  01/01 to 12/31 0.11 CFS  Total Diversion: 0.2 CFS  Date Filed: 02-06-2026  Place Of Use: DOMESTIC, IRRIGATION  T53N R05W S13 L2(NWNE), NWNE  Total Acres: 9     Permits will be subject to all prior water rights. For additional information concerning the property location, contact the Northern office at (208)762-2800; or for a full description of the right(s), please see https://research.idwr.idaho.gov/apps/waterrights/wrapplicationresults. Protests may be submitted based on the criteria of Idaho Code § 42-203A. Any protest against the approval of this application must be filed with the Director, Dept. of Water Resources, Northern Region, 7600 N MINERAL DR STE 100, COEUR D ALENE ID 83815-7763 together with a protest fee of $25.00 for each application on or before 3/9/2026. The protestant must also send a copy of the protest to the applicant.  MATHEW WEAVER, Director Legal#15846 AD#46097 February 19, 26, 2026 _________________________

NOTICE OF TRUSTEE’S SALE TS No: ID-26-1035178-RM NOTICE IS HEREBY GIVEN that on 7/1/2026, at the hour of 09:00 AM, Veteran’s Memorial Plaza, 451 Government Way, Coeur D’Alene, ID 83815. North Entrance, Administration building, the trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of KOOTENAI, State of Idaho, and described as follows, to-wit: LOT 6, BLOCK 9, BROOKSHIRE SOUTH, ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK L OF PLATS AT PAGE 783, RECORDS OF KOOTENAI COUNTY, The Current Trustee is Robert W. McDonald, Esq., whose address is 108 1st Ave. South, Suite 450, Seattle, Washington 98104 and who can be reached by telephone at (866) 925-0241. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 11781 BANFORD LN, RATHDRUM, ID 83858 may be associated with said real property. The sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 8/23/2024, by and among CHOONMING EDDY LIEW AND KATHRYN THUONG THI NGUYEN; HUSBAND AND WIFE, as Grantor, and KOOTENAI COUNTY TITLE COMPANY, as Trustee, and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LOANDEPOT.COM, LLC, ITS SUCCESSORS AND ASSIGNS, as Beneficiary; said Deed of Trust having been filed of record on 8/23/2024, as Instrument No. 2978209000 Official Records of KOOTENAI County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Sections 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which foreclosure is made is grantor’s failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $35,897.90 TOTAL REQUIRED TO PAYOFF: $607,692.27 Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. Dated this 11th day of February, 2026. By: Robert W. McDonald, Esq., Trustee TS No: ID-26-1035178-RM IDSPub #0293171 Legal#15847 AD#46107 Feb. 19, 26 & March 5, 12 2026 _________________________

NOTICE OF INVITATION TO BID WASHINGTON STREET IMPROVEMENTS RATHDRUM, IDAHO Sealed Bid Proposals for Washington Street Improvements project will be received by the City of Rathdrum, Idaho, located at 8047 W. Main Street, Rathdrum, Idaho 83858, until 10:00 A.M. (local time), on Thursday, March 12, 2026 and then publicly opened and read aloud. All interested individuals are welcome to attend. DESCRIPTION OF WORK: The Work for which proposals are to be received is for the construction of the following: demolition/removal of 4,300 yd2 of existing asphalt pavement, construction of 780 tons of asphalt pavement over 1,450 tons of stone subbase, placement of 1,700 yd2 of geotextile fabric, 350 LF of concrete curbs, and placement of pavement markings. The Bidding Documents may be examined at the following locations: -Idaho AGC - Boise Plan Room, 1649 W. Shoreline Drive, Ste 100, Boise, Idaho 83702 -Associated General Contractors, 4935 E. Trent Ave, Spokane, WA 99212 -Spokane Regional Plan Center, 209 N. Havana Street, Spokane, WA 99202 Copies of the Bidding Documents may be obtained at the City of Rathdrum – Public Works, via www.rathdrum.gov/bids. Bids delivered by facsimile machine or electronic mail will not be accepted. All bids must be valid for a period of 60 days following the date for receiving the bids. The City reserves the right to retain any and all bids for a period of not more than 60 days and said bid shall remain in full force and effect during said time. The City further reserves the right to waive informalities and to award the Contract to any Bidder all to the advantage of the City of Rathdrum or to reject all bids. BID SECURITY: Each bid shall be accompanied by any of the following bid security in an amount equal to five percent of the total price: an acceptable cashier’s or certified check made payable to the City of Rathdrum, an acceptable bid bond executed by an incorporated surety company in good standing and qualified to do business in the State of Idaho and whose name appears of the current Treasury Department Circular 570, or cash. Any Bid not accompanied by the aforementioned required item shall be deemed to be a non-responsive Bid. BONDS: A Performance Bond and Payment Bond each in the amount of 100 percent of the Contract price will be required from the Contractor to whom the work is awarded. PUBLIC WORKS CONTRACTOR LICENSE: A Public Works Contractor License for the State of Idaho is required in order to submit a bid for this work. Dated this 13th day of February, 2026. Owner: City of Rathdrum /s/ Kevin Jump, PE – City Engineer Legal#15848 AD#46161 February 19 & 26, 2026 _________________________

NOTICE TO CREDITORS Case No.: CV28-26-0047 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: CHARLES DEWAYNE MOSIER, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent, or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED: 2/12/26 /s/SUNNY MOSIER Personal Representative c/o Boyles Law, PLLC P.O. Box 1242 217 Cedar St, Suite 312 Sandpoint, Idaho 83864 Legal#15849 AD#46163 Feb. 19, 26 & March 5, 2026 _________________________

NOTICE TO CREDITORS  Case No.: CV28-26-0398  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI  IN THE MATTER OF THE   ESTATE OF   PHYLLIS JEAN DODGE  DECEASED.  NOTICE IS HEREBY GIVEN that Calleen Marie Hanlan has been appointed Personal Representative of the Estate of the above-named Decedent. All persons having claims against the Decedent, or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court.   DATED this 10th day of February 2026.  RATHDRUM & POST FALLS   ESTATE PLANNING  /s/ Kurt Schwab | ISBN: 9210  P.O. Box 1310  Rathdrum, Idaho 83858  Ph. 208.508.1930   [email protected]  For Service: [email protected]  Attorney for Calleen Marie Hanlan, Personal Representative.  Legal#15850 AD#46214 Feb. 19, 26, & Mar. 5, 2026 _________________________

SUMMONS BY PUBLICATION Case No. CV28-25-8885 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI GRETCHEN R. HARRISON, Plaintiff, vs. MRS. BERT HARRISON (a/k/a WILLIE MILLS HARRISON, BERT A. HARRISON, BERT A. HARRISON, JR. WILLIAM B. HARRISON, and all heirs and assigns of MRS. BERT HARRISON, BERT A. HARRISON, BERT A. HARRISON, JR. WILLIAM B. HARRISON, and any other person or entity claiming any interest in the following described real property located in Kootenai County, Idaho: The North fifty and one-half (50.5) feet, except the East fifty-five (55) feet thereof, Block Number Two (2), Reid’s Acre Tracts, according to the Plat recorded in Book A of Plats at Page 141, records of Kootenai County, State of Idaho, Defendants. TO: MRS. BERT HARRISON, BERT A. HARRISON, BERT A. HARRISON, JR. WILLIAM B. HARRISON, and all heirs and assigns of MRS. BERT HARRISON, BERT A. HARRISON, BERT A. HARRISON, JR. WILLIAM B. HARRISON, and any other person or entity claiming any interest in the following described real property located in Kootenai County, Idaho: The North fifty and one-half (50.5) feet, except the East fifty-five (55) feet thereof, Block Number Two (2), Reid’s Acre Tracts, according to the Plat recorded in Book A of Plats at Page 141, records of Kootenai County, State of Idaho; You have been sued by GRETCHEN R. HARRISON, the Plaintiff, in the District Court in and for Kootenai County, Idaho, Case No. CV28-25-8885. The nature of the claim against you is Complaint for Quiet Title and Declaratory Judgment. Any time after 21 days following the last publication of this Summons, the court may enter a judgment against you without further notice, unless prior to that time you have a filed written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at PO Box 9000, Coeur d’Alene, ID 83816; 208-446-1000, and served a copy of your response on the Plaintiff’s attorney at Mark A. Jackson, P.A., 114 E. Wallace Ave., Coeur d’Alene, ID 83814, 208-664-3626. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED: 2/11/2026 10:30:04 AM JENNIFER LOCKE CLERK OF THE COURT /s/Alyssa Mahler Deputy Clerk Legal#15851 AD#46217 Feb. 19, 26, & Mar. 5, 12, 2026 _________________________

DALTON IRRIGATION DISTRICT Budgeted Income Statement Year Ended 9/30/26 Budget Y/E 9/30/2026 Operating Income: Assessments 220,000.00  Penalties, Interest & Costs 3,000.00  Water Rights and Hookup Fees 3,000.00  Equipment Rental 4,000.00  Other Income 1,000.00  ------------------- Total Operating Income 231,000.00  Grant Reimbursement 50,000.00  Operating Expenses: Maintenance and Operations Wages 45,000.00   Payroll Taxes 3,375.00  Repairs, Maintenance & Supplies 45,000.00  Equipment Rental 1,200.00  Electricity-Pumps 45,000.00  Engineering & Professional Fees 120,000.00  Telephone 850.00  Miscellaneous 500.00  Rent 500.00  Permits and Fees 500.00   Administration: Wages 32,000.00  Payroll Taxes 3,400.00  Directors Fees 5,760.00  Employee Benefits 5,000.00  Rent-Office 6,600.00  Telephone 2,700.00  Publishing 750.00  Office Expenses 3,000.00  Insurance 12,000.00  Legal & Professional 50,000.00  Postage 3,000.00  Bank Charges 50.00  Miscellaneous 500.00  Office Equip. and Software Expense 1,000.00   Depreciation Expense 27,500.00  Other Taxes & Licenses 100.00   ----------------- Total Operating Expenses 415,285.00  Income from Operations (134,285.00)  Nonoperating Income Interest-Bank Accounts and Investments 14,000.00  ----------------- Net Income ($120,285.00) __________ ----------------- Legal#15852 AD#46220 February 19, 2026