Legals for November, 5 2026

NOTICE OF TRUSTEE’S SALE NOTICE IS HEREBY GIVEN that on March 10, 2027 at the hour of 11:00 AM of said day, on the front steps of the main entrance of the Bonner County Courthouse, 215 South 1st Avenue, Sandpoint, ID 83864. The Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of Bonner, State of Idaho, and described as follows, to-wit: The Northeast Quarter of the Northwest Quarter of the Northeast Quarter in Section 34, Township 56 North, Range 5 West of the Boise Meridian, Bonner County, Idaho, less any portion lying within the county road right of way. Except: Any mobile home or house trailer located thereon. The Seller has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 1840 Old Priest River Rd., Priest River, ID 83856, may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on April 5, 2022, by and among Herbert W. Zwygart and Rebecca S. Zwygart, husband and wife as community property with right of survivorship, as Grantor, and First American Title, as Trustee, and Mortgage Electronic Registration Systems, Inc. as nominee for Prime Choice Funding, Inc., as Beneficiary; said Deed of Trust having been filed of record on April 15, 2022 as Instrument No. 1003889, Official Records of Bonner County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Section 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. Pursuant to 31 CFR § 1031.320, non-financed, or self-financed entity bidders must provide a form 0MB No. 1506-0080 with parts Ill and V completed, in order to bid. This form is available at: https://www.fincen.gov/system/files/2025-09/RER-Form-508C.pdf and must be provided by the winning bidder at the time of sale. Failure to provide the information as requested will result in the bid being disqualified. The default for which the sale is to be made is that Grantor(s) have failed to pay one or more monthly installment payments under a deed of trust note dated April 5, 2022, secured by the abovementioned Deed of Trust, together with accruing late charges, plus any other charges lawfully due under the note, deed of trust, and Idaho law. The balance owing as of July 16th, 2026 on the obligation secured by said Deed of Trust is the amount of $619,636.58; plus service charges, late charges, and any other costs or expenses associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. Dated this 9 day of October, 2026.  /s/ Brian G. Saver BCDB#8277 AD#56931 Oct. 15,22,29 Nov. 5,2026 _______________________

NOTICE OF TRUSTEE’S SALE - To be sold for cash at a Trustee’s Sale on February 18, 2027, 9:00 AM at the entrance near the benches of the Bonner County Courthouse, 215 S. 1st Avenue, Sandpoint, ID 83864, the following-described real property situated in Bonner County, Idaho (the “Property”): Lot 9, Block 1, Tamarack Village, according to the plat recorded in Book “4” of Plats, Page 39, records of Bonner County, Idaho. Commonly known as: 194 Mountain Ash Drive, Sagle, ID 83860 Christina Krielaart and Gerrit A. Krielaart, as Trustors, conveyed the Property via a Deed of Trust dated August 10, 2017, in favor of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Guaranteed Rate, Inc., its successors and assigns, in which North Idaho Title Insurance was named as Trustee. The Trust Deed was recorded in Bonner County, Idaho, on August 10, 2017, as Instrument No. 909542. The Deed of Trust was assigned for value to Freedom Mortgage Corporation via an Assignment of Deed of Trust dated January 13, 2022 and recorded in the Official Records of Bonner County, Idaho, on January 13, 2022, as Instrument No. 998973. Brigham J. Lundberg is the Successor Trustee pursuant to an Appointment of Trustee dated January 28, 2026 and recorded in the Official Records of Bonner County, Idaho, on January 29, 2026 as Instrument No. 1057580, at Page 1. Freedom Mortgage Corporation (“Beneficiary”) has declared a default in the terms of said Deed of Trust due to Trustor’s failure to make monthly payments beginning September 1, 2025, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Deed of Trust immediately due and payable. The total amount due on this obligation is the principal sum of $142,102.35, interest in the sum of $8,581.25, escrow advances of $3,653.73, other amounts due and payable in the amount of $6,991.99, for a total amount owing of $161,329.32, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Trustors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include Trustee fees, attorney fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected and has directed the Trustee to sell the above-described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, may bid at the sale. The bid price must be paid immediately upon the close of bidding by certified funds (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The Trustors, successor in interest to the Trustors, or any other person having an interest in the property, or any person named in Idaho Code § 45-1506, has the right, at any time prior to the Trustee’s Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee fees and attorney fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trustee’s Sale may be postponed by public proclamation up to 30 days for any reason. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The above Trustors are named to comply with Idaho Code § 45-1506(4)(a). No representation is made that they are, or are not, presently responsible for this obligation. Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent iss uance of the foreclosure deed. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 5th day of October, 2026. Brigham J. Lundberg Successor Trustee 376 East 400 South, Suite 300, Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8 AM-5 PM (MST) HWM File No. ID21815 BCDB#8279 AD#56963 Oct.15,22,29 Nov.5,2026 _________________________

NOTICE OF HEARING ON NAME CHANGE Case No. CV09-26-1795 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER IN RE: Morgan Harris, A petition to change the name of Morgan Harris, now residing in the City of Ponderay, State of Idaho, has been filed in the District Court in Bonner County, Idaho. The name will change to Asher Pearson Harris. The reason for the change in name is: I don’t like my name, and I feel uncomfortable with the associations of it.  A hearing on the petition is scheduled for 11:00 o’clock a.m. on 12-2-2026 at the Bonner County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: October 16, 2026 CLERK OF THE DISTRICT COURT /s/Debra Swopes Deputy Clerk BCDB#8288 AD#57263 Oct. 22, 29, & Nov. 5, 12, 2026 _________________________

NOTICE TO CREDITORS Case No. CV09-26-1789 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER In the Matter of the Estate of, FRANK JOSEPH RIVAS, Deceased. NOTICE IS HEREBY GIVEN that MARGUERITE A. PARTIKA has been appointed Personal Representative for the Estate of FRANK JOSEPH RIVAS. All persons having claims against the deceased or his estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, or filed with the Clerk of the Court and a copy furnished to the Personal Representative’s attorney. DATED this 19th day of October, 2026. /s/Rex A. Finney FINNEY FINNEY & FINNEY, P.A. 120 E. Lake Street, Ste 317 Sandpoint, Idaho 83864 Attorney for MARGUERITE A. PARTIKA, Personal Representative of the Estate of FRANK JOSEPH RIVAS BCDB#8292 AD#57338 Oct. 22, 29, & Nov. 5, 2026 _________________________

NOTICE OF HEARING ON NAME CHANGE Case No. CV09-26-1849 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER IN RE: Truyla Audyne Olsen (Melvin), A petition to change the name of Truyla Audyne Olsen (Melvin), now residing in the City of Clark Fork, State of Idaho, has been filed in the District Court in Bonner County, Idaho. The name will change to Twyla Audyne Olsen. The reason for the change in name is: My name is wrong on my birth certificate. I was refused a state ID for Idaho.  A hearing on the petition is scheduled for 11:00 o’clock a.m. on 12-4-2026 at the Bonner County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: Oct. 26, 2026 MICHAEL W ROSEDALE CLERK OF THE DISTRICT COURT /s/Charity L. Hadley Deputy Clerk BCDB#8302 AD#57587 Oct. 29, & Nov. 5, 12, 19, 2026 _________________________

NOTICE TO CREDITORS  (I.C. 15-3-801)  Case No. CV09-26-1834  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER  IN THE MATTER OF THE ESTATE OF   JUDITH J. RANDOLPH,  Deceased.  NOTICE IS HEREBY GIVEN that Trudy Leen has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or within 60 days after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred.   Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court.   DATED this 2nd day of November, 2026.  /s/ Katherine Elsaesser ELSAESSER ANDERSON, CHTD.  519 High Street  P.O. Box 369  Priest River, ID 83856   Phone: (208) 448-2990  Fax: (208) 448-2990  BCDB#8315 AD#57951 November 5, 12, 19, 2026 _________________________