Legals for September, 12 2026

HAYDEN LAKE IRRIGATION DISTRICT 2160 W. Dakota Ave. Hayden, Idaho 83835 24 hr. (208) 772-2612 ◊ FAX (208) 772-5348  HAYDEN LAKE IRRIGATION DISTRICT NOTICE OF ELECTION Notice is hereby given that an election will be held on Tuesday, November 3, 2026, from 1:00 pm to 7:00 pm at the District office located at 2160 W Dakota Ave, Hayden, Idaho, for the purpose of electing one director for a three-year term for the Hayden Lake Irrigation District. A Declaration of Candidacy form may be obtained from the Hayden Lake Irrigation District office, 2160 W Dakota, Hayden, Idaho, and must be filed with the Secretary of the District by 4:00 pm on September 24, 2026. CDA#20242 AD#55118 September 5, 12, 19, 2026 _________________________

Hayden Lake Irrigation District Budget FY 2027 REVENUE Assessments & Quarterly $ 2,381,229.00  Miscellaneous Income $ 69,813.00  Excess Water & Fee Schedule $ 30,000.00  Leases and Interest Income $ 75,000.00  CAP Fees $ 150,000.00  TOTAL REVENUE $ 2,706,042.00  EXPENDITURES Facilities & Infrastructure $ 336,000.00  Fees & Leases $ 37,000.00  Labor $ 964,723.40  Professional Fees $ 63,500.00  Utilities $ 256,950.00  Vehicles & Equipment $ 52,500.00  Water System Management $ 22,500.00  Capital Improvements $ 325,000.00  Replacement $ 647,774.20  TOTAL EXPENDITURES $ 2,705,947.60  The budget for FY 2027 was formally adopted at the regular Board meeting Tuesday 9/1/26. CDA#20243 AD#55120 September 5, 12, 19, 2026

NOTICE OF TRUSTEE’S SALE On Thursday, the 17th day of December, 2026, at the hour of 10:00 o’clock a.m. of said day at TitleOne, 2065 W. Riverstone Dr., Suite 300, Coeur d’Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: Lot 12, Block 3, Princetown at Waterford, according to the plat thereof, recorded in Book K of Plats at Page(s) 182, records of Kootenai County, Idaho. The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 7786 Chauncey Ct., Coeur d’ Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DEREK KILIAN, an Unmarried Man and STEPHANIE ROCHFORD, an Unmarried Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded March 15, 2022, as Instrument No. 2891413000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 9, 2026, as Instrument No. 3045492000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. Said sale is a public auction for which the bid price must be paid immediately upon close of bidding by certified funds in the form of cashier’s checks, certified checks, or valid money orders only. If the Trustee is unable to convey title for any reason whatsoever, the successful bidder’s exclusive and sole remedy shall be the return of actual monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated March 15, 2022, in the amount of $2,555.00 each, for the months of January through June, 2026, inclusive. All delinquent payments are now due, plus accumulated late charges, plus all escrow advances, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 3.875% per annum from December 1, 2025, and the Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $396,062.24, plus accrued interest at the rate of 3.875% per annum from December 1, 2025. Notice to Potential Bidders: The Financial Crimes Enforcement Network (“FinCen”), a bureau of the U.S. Dept. of Treasury, administers a federal law that requires qualifying residential real estate transactions to be reported. If you are the successful bidder at the auction, you may be required to provide identifying information about yourself, or any entity or trust purchasing the property, if applicable. This information is required by federal law and must be provided to complete the sale. Failure to comply after the sale may delay or prevent the issuance of the Trustee’s Deed. DATED This 18th day of August, 2026. /s/RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal#20274 AD#55390 Sept. 12, 19, 26, & Oct. 3, 2026 _________________________

NOTICE OF TRUSTEE’S SALE On Wednesday, the 6th day of January, 2027, at the hour of 10:00 o’clock a.m. of said day at TitleOne, 2065 W. Riverstone Dr., Suite 300, Coeur d’Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: The West Half of the South Half of Block 8, STATES ADDITION TO RATHDRUM, according to the plat recorded in Book C of Plats at Page 159, records of Kootenai County, Idaho. EXCEPT that portion BEGINNING at the Northwest corner of the South Half of said Block 8; thence South along the West line of said Block 8, to a point 100 feet, 8 inches North of the Southwest corner of Block 8; thence East parallel with the South line of said Block 8, a distance of 82 feet, 9 inches to the Northeast corner of said Haney Parcel; thence Northeasterly to a point on the North line of said South Half which bears East 99 feet, 1 inch from the POINT OF BEGINNING; thence West, 99 feet, 1 inch to the POINT OF BEGINNING. AND LESS AND EXCEPT: BEGINNING at the Southwest corner of Block 8, STATES ADDITION TO RATHDRUM, as shown on the plat recorded in Book C of Plats at Page 159, records of Kootenai County, State of Idaho; thence Northerly along the West line of Block 8, a distance of 100 feet, 8 inches; thence East parallel with the South line of said Block 8, a distance of 82 feet, 9 inches; thence Southwesterly, a distance of 102 feet, 2 inches to a point on the South line of Block 8, which point is 65 feet, 3 inches East of the Southwest corner of Block 8; thence West, along the South line of said block to the POINT OF BEGINNING. The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 15544 N. Gray St., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ANDREA ZINNECKER-MACKIN, an Unmarried Woman, and COLIN FRIESE, an Unmarried Man, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded October 1, 2024, as Instrument No. 2981952000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 9, 2026, as Instrument No. 3045499000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. Said sale is a public auction for which the bid price must be paid immediately upon close of bidding by certified funds in the form of cashier’s checks, certified checks, or valid money orders only. If the Trustee is unable to convey title for any reason whatsoever, the successful bidder’s exclusive and sole remedy shall be the return of actual monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated September 30, 2024, in the amount of $4,087.00 each, for the months of January through June, 2026, inclusive. All delinquent payments are now due, plus accumulated late charges, plus all escrow advances, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.875% per annum from December 1, 2025, and the Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $570,431.39, plus accrued interest at the rate of 5.875% per annum from December 1, 2025. Notice to Potential Bidders: The Financial Crimes Enforcement Network (“FinCen”), a bureau of the U.S. Dept. of Treasury, administers a federal law that requires qualifying residential real estate transactions to be reported. If you are the successful bidder at the auction, you may be required to provide identifying information about yourself, or any entity or trust purchasing the property, if applicable. This information is required by federal law and must be provided to complete the sale. Failure to comply after the sale may delay or prevent the issuance of the Trustee’s Deed. DATED This 27th day of August, 2026. /s/RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE CDA#20275 AD#55392 Sept. 12, 19, 26, & Oct. 3, 2026 _________________________

NOTICE TO CREDITORS  (Published Pursuant to   I.C. 15-3-801)  Case No. CV28-26-4994  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI  MAGISTRATE DIVISION  IN THE MATTER OF THE   ESTATE OF:  GENEVIEVE MAE LEONARD, and her predeceased spouse,  DAVID CECIL LEONARD  Deceased.  NOTICE IS HEREBY GIVEN that the undersigned has been appointed administrator of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred.  Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court.  DATED: September 3, 2026.   /s/Theodore Andrew Leonard  c/o Smith & McOwen, Attorneys at Law  P.O. Box C  Sandpoint, Idaho 83864  Tel. No. (208) 263-3115  CDA#20276 AD#55393 September 12, 19, 26, 2026 _________________________

NOTICE TO CREDITORS  Case No.: CV28-26-5621  IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI  IN THE MATTER OF THE   ESTATE OF   CAROLE CAVANAUGH  DECEASED.  NOTICE IS HEREBY GIVEN that Charla Rae Stewart has been appointed Personal Representative of the Estate of the above-named Decedent. All persons having claims against the Decedent, or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court.   DATED this 2nd day of September, 2026.  RATHDRUM & POST FALLS   ESTATE PLANNING  /s/ Kurt Schwab | ISBN: 9210  P.O. Box 1310  Rathdrum, Idaho 83858  Ph. 208.508.1930   [email protected]  For Service: [email protected]  Attorney for Charla Rae Stewart, Personal Representative.  CDA#20277 AD#55395 September 12, 19, 26, 2026 _________________________

CITY OF HAUSER  ANNUAL APPROPRIATIONS ORDINANCE #215  AN ORDINANCE ENTITLED THE ANNUAL APPROPRIATION ORDINANCE FOR THE FISCAL YEAR BEGINNING OCTOBER 1, 2026 APPROPRIATING THE SUM OF $182,700 TO DEFRAY THE EXPENSE AND LIABILITIES OF THE CITY OF HAUSER FOR SAID FISCAL YEAR, AUTHORIZING A LEVY OF A SUFFICIENT TAX UPON THE TAXABLE PROPERTY AND SPECIFYING THE OBJECTS AND PURPOSES FOR WHICH SAID APPROPRIATION IS MADE.    Be it ordained by the Mayor and City Council of the City of Hauser, Kootenai County, Idaho.  Section 1: That the sum of $182,700 be, and the same is appropriated to defray the necessary expenses and liabilities of the City of Hauser, Kootenai County, Idaho for the Fiscal Year beginning October 1, 2026.  Section 2: The objects and purposes for which such appropriation is made, and the amount of each object and purpose is as follows:  ESTIMATED EXPENDITURES:  General Fund Expenditures $176,300  Street Fund Expenditures $   6,400  TOTAL EXPENSES $182,700  Section 3: That a general tax levy to yield $26,300 on all taxable property within the City of Hauser be levied in an amount allowed by law for the general purposes for said City, for the fiscal year beginning October 1, 2026.  Section 4: All ordinances and parts of ordinances in conflict with the ordinance are hereby repealed.  Section 5: This ordinance shall take effect and be in full force upon its passage, approval, and publication in accordance with the law.  PASSED, under suspension of the rules upon which a roll call vote was taken and enacted an Ordinance of the City of Hauser, Idaho, at a regular meeting of the City Council held on the 8th day of September, 2026.  CDA#20278 AD#55396 September 12, 2026

NOTICE OF TRUSTEE’S SALE A continued sale date of Thursday, November 12, 2026, at 2:00 p.m., to be held at the offices of TitleOne, located at 2065 W. Riverstone Dr., Suite 300, in Coeur d’Alene, Idaho 83814, TitleOne, as Successor Trustee (the “Trustee”), will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, or credit bid, as applicable, all payable at the time of the continued sale (“Foreclosure Sale”), the following described Real Property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 3, in Block 3 of Interstate Business Center 1st Addition, according to the plat recorded in Book I of Plats at Page(s) 119, records of Kootenai County, Idaho;  Together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties and profits relating to the real property, including without limitations all minerals, oil, gas, geothermal and similar matters, (collectively the “Property”). The Trustee has no knowledge of a more particular description of the above-described Property but for purposes of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 1590 E. Polston Ave, Post Falls, Idaho 83854, may sometimes be associated with said Property. NOTICE IS FURTHER GIVEN that Mountain West Bank, a Division of Glacier Bank, the “Beneficiary” or “Lender” elects to sell or cause the Property to be sold to satisfy said obligation in accordance with the Notes (as defined below) and the Deed of Trust (as defined below), as a single sale.  The Foreclosure Sale shall be made pursuant to the power of sale conferred in the Deed of Trust (defined below) to satisfy the obligations secured thereby. The Foreclosure Sale will be made without covenant or warranty regarding title, possession or encumbrance. The Deed of Trust referred to herein was executed by BENGTSON ENTERPRISES LLC, a limited liability company, as Grantor, to North Idaho Title Insurance, Inc., as original Trustee, for the benefit and security of MOUNTAIN WEST BANK, a Division of Glacier Bank, as Beneficiary, dated January 18, 2023, and recorded January 24, 2023, as Instrument No. 2926997000, official records of Kootenai County, Idaho (the “Deed of Trust”). The Deed of Trust secures (1) that certain Promissory Note dated January 18, 2023, executed by Pinnacle Physical Therapy and Sports Medicine Inc. (“Borrower”), in the initial principal amount of $52,500.00, as amended (“Second Note”); and (2) through the cross-collateral agreement, that certain Promissory Note dated September 8, 2020, executed by Grantor, in the initial principal amount of $752,500.00, as amended, (“First Note” and collectively with the Second Note the “Notes”), each in favor of Beneficiary; securing the obligations and performance under those certain related loan documents, including the Deed of Trust (collectively the “Loan Documents”); and further secures all obligations, debts and liabilities then or thereafter owed by Grantor or Borrower to Beneficiary.  TITLEONE has been appointed as Successor Trustee pursuant to Appointment of Successor Trustee dated April 9, 2026, and recorded on April 10, 2026, as Instrument No. 3038936000, in the records of Kootenai County, Idaho. THE ABOVE GRANTOR AND BORROWER ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THE GRANTOR OR BORROWER IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THESE OBLIGATIONS. The defaults for which the Foreclosure Sale is to be made, are that: (i) The Borrower, Pinnacle Physical Therapy and Sports Medicine Inc., an Idaho corporation (Borrower under the Second Note) (collectively with the Grantor, the “Borrowers”), was administratively dissolved by the Idaho Secretary of State;  (ii) The Grantor (and Borrower under the First Note), was administratively dissolved by the Idaho Secretary of State;  (iii) The Pinnacle Borrower failed to pay the monthly payments and late charges under the Second Note since March 18, 2026, in the total sum of $1,345.55, plus attorney fees; said note continuing to accrue interest, attorneys’ fees and costs, and monthly payments and late charges of $1,345.55, subsequent to March 18, 2026;  (iv) The Grantor failed to pay the monthly payments and late charges under the First Note since December 8, 2025, in the total sum of $29,126.24, plus attorney fees; said note continuing to accrue interest, attorneys’ fees and costs, and monthly payments and late charges of approximately $6,032.67, subsequent to April 8, 2026;  (v) The Grantor failed to pay Real Property taxes for the second half of year 2025, which are payable, but not yet delinquent;  (vi) The Grantor failed to pay Real Property taxes for the first half of year 2026 which are payable, but not yet delinquent; and (vii) Parties caused Beneficiary to incur foreclosure costs, trustee’s fees and attorneys fees.  The loan amount as evidenced by the First Note has a principal balance of $664,558.96. The balance due and owing under the First Note as of March 24, 2026, which is secured by the Property identified in the Deed of Trust, is $681,853.82, which includes principal of $664,558.96, accrued interest of $15,589.97, and late charges of $1,704.99, but excluding accruing interest from March 25, 2026, Beneficiary’s attorney fees and collection costs, title sale guaranty, delinquent property taxes, costs and expenses for any additional appraisal, inspection, and environmental expenses, and fees and expenses actually incurred in enforcing the obligations under the Loan Documents, or in connection with this sale, such as trustee’s fees and/or reasonable attorney’s fees, as authorized in the Loan Documents. The loan amount as evidenced by the Second Note has a principal balance of $13,667.58. The balance due and owing under the Second Note as of March 24, 2026, which is secured by the Real Property identified in the Deed of Trust, is $13,877.76, which includes principal of $13,667.58, accrued interest of $17.97, and late charges of $192.21 (but excluding accruing interest from March 25, 2026), and Beneficiary’s attorney fees and collection costs, title sale guaranty, delinquent property taxes, costs and expenses for any additional appraisal, inspection, and environmental expenses, and fees and expenses actually incurred in enforcing the obligations under the Loan Documents, or in connection with this sale, such as trustee’s fees and/or reasonable attorney’s fees, as authorized in the Loan Documents. NOTICE IS FURTHER GIVEN that if the Borrowers make any subsequent payments on the Notes, that the acceptance of such payments does not cease the foreclosure sale until and if all defaults are cured in full in accordance with the terms of the Loan Documents and State law.  NOTICE IS FURTHER GIVEN that there may be additional liens or encumbrances that are recorded prior to the Deed of Trust, and if so, such liens are not being foreclosed upon.  THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.   DATED this 9th day of September 2026. TITLEONE, Successor Trustee By: /s/Stephanie Veach Its: Trust Officer Jessica Brocious  HAWLEY TROXELL ENNIS & HAWLEY LLP P.O. Box 1617 Boise, ID 83701-1617 Telephone: (208) 344-6000 CDA#20279 AD#55397 Sept. 12, 19, 26, & Oct. 3, 2026 _________________________

NOTICE OF PUBLIC BUDGET HEARING  Monday, September 21, beginning at 6:00 PM    NOTICE IS HEREBY GIVEN that the Board of Commissioners of the Hauser Lake Fire Protection District will hold a public hearing, pursuant to Idaho Code 31-1422(2), for consideration of amendments to its budget for the 2025-2026 fiscal year, beginning at 6:00 PM on Monday, September 21, 2026. The purpose of the amendment is to adjust anticipated revenues and expenditures. This amendment will not increase the property taxes. The hearing will be immediately followed by the regular monthly public meeting, during which action may be taken on the proposed budget. Both the hearing and meeting will be held at the Hauser Lake Fire Station located at 10728 N Hauser Lake Rd, Hauser, Idaho 83854.    HAUSER LAKE FIRE PROTECTION DISTRICT  Amended Budget for FY25-26  October 1, 2025 to September 30, 2026 Original Adopted FY25/26 Budget      Proposed Amended FY25/26 Budget  Income  Income  Property Taxes $285,910 Property Taxes $285,910  State Sales Tax 13,000  State Sales Tax 13,406  County EMS Subsidy 25,677  County EMS Subsidy 24,359  Interest Income               14,000  Interest Income               18,267  Misc. Income 4,000 Misc. Income                  1,983  Total $342,587    Deployment Income          80.846    Total                     $424,771  Expenses  Expenses      Insurance $18,500 Insurance $22,042      Payroll, Taxes, PERSI 115,000  Payroll, Taxes, PERSI 121,733 Apparatus Replacement 45,000  Reserve 30,317  Equipment Replacement 63,679  Equipment Replacement 22,500 Admin, Audit, Legal 22,750  Admin, Audit, Legal 51,586  Operations, misc. 38,158  Operations, misc.             78,953    Repair & Maint. – Station,  Repair & Maint. – Station,      Equipment, Apparatus 24,000  Equipment, Apparatus       47,656  Training, Volunt’r Incentives 15,500  Training, Volunt’r Incentives 18,273  Total                      $342,587  Deployment Expenses       Including Payroll 31,711  Total                      $424,771 CDA#20280 AD#55398 September 12, 2026