Interest rates dip slightly

Interest for 30-year mortgages dipped last week to equal the lowest in six weeks. These lower rates not only encourage those looking for homes, but have caused refinancing applications to increase as well. While applications for new mortgages increased 1.3 percent, refinancing applications increased 6.9 percent over the previous week according to the Mortgage Bankers Association. Freddie Mac reports that the average rate for a 30-year fixed loan last week was 4.27 percent, down from 4.34 percent the prior week. Still, that rate is .86 percent higher than last year at this time.

Giving is receiving

It is said that, "what goes around comes around." Even so, there is no way we Realtors would accept any credit for the current trend in real estate. It has been a good year for our market and that means a good year for those who ply the trade. Understanding that good times allow people to do good things, the community outreach work the members of the Coeur d'Alene Association of Realtors have done is deserving of some acknowledgment.

Have some veggies with your geometry

As I’ve gotten older, I’ve noticed I feel a lot better with less, or no, meat. I still crave a good steak from time to time, but it drags me down longer than a hearty salad or falafel. It’s taken humankind a long time to recognize the value of veggies.

Dancing with Celebrities 2017

Watch your local stars dance for a good cause.

Movers and shakers

UN chief: Polluters must join 'net zero' club for climate

BERLIN (AP) — Polluters must step up their commitments to cutting greenhouse gas emissions before a crucial climate summit in November, U.N. Secretary-General Antonio Guterres said Monday.

UN chief: Polluters must join 'net zero' club for climate

BERLIN (AP) — Polluters must step up their commitments to cutting greenhouse gas emissions before a crucial climate summit in November, U.N. Secretary-General Antonio Guterres said Monday.

Man runs rampant over stubborn treadmill

A person called the Kalispell Police Department to report a man acting erratic and throwing things into the road. When police spoke to him, he said he was upset because he couldn’t remove a treadmill from his house and smashed his finger. He did calm down and was cleaning up the mess when police left.

FVCC's 'Big Night' drives study-abroad program

This year marks the 10th anniversary of Flathead Valley Community College’s study abroad program, which offers a handful of students the opportunity to spend a semester in Venice, Italy each year.

'20 Under 40' winners honored

Twenty of the Flathead Valley’s most accomplished young professionals were honored Tuesday as the inaugural class of “20 Under 40” at a Kalispell Chamber of Commerce luncheon that drew a crowd of more than 300 people.

Nonprofits announced for Great Fish Community Challenge

The Whitefish Community Foundation has selected 45 nonprofits to participate in its 2017 Great Fish Community Challenge.

Dubai throws Emirates Air a cash lifeline as travel grounded

DUBAI, United Arab Emirates (AP) — Dubai's government announced Tuesday it will inject equity into Emirates airlines as the Middle East's largest carrier grounds nearly all of its flights due to coronavirus restrictions on travel.

Montana energy economy dims, but consumers benefit

Montana’s energy economy is dimming, according to reports from both alternative and fossil fuel industries.

Legals February 12, 2018

No. 25089 Jason J. Henderson MACKOFF KELLOGG LAW FIRM 38 Second Ave E Dickinson ND 58601 Phone: 701-227-1841 Fax: 701-225-6878 Attorney for the Plaintiff [email protected] MT Bar #11414 MONTANA ELEVENTH JUDICIAL DISTRICT COURT, FLATHEAD COUNTY U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2005-11, Plaintiff, v. Jesse S. Wall, Jr.; Marcia K. Wall; Montana Department of Revenue; U.S. Bank National Association, Trustee for Lehman Brothers, Defendants. Cause No. DV-16-484D NOTICE OF SALE Notice is hereby given that by virtue of a judgment of foreclosure by the District Court of the Eleventh Judicial District in and for the County of Flathead and State of Montana, and entered and docketed in the Office of the Clerk of said Court on August 28, 2017, in an action wherein U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2005-11, was Plaintiff, and Jesse S. Wall, Jr.; Marcia K. Wall; Montana Department of Revenue; and U.S. Bank National Association, Trustee for Lehman Brothers, were Defendants, in favor of Plaintiff and against the Defendants for the sum of $498,645.03, which judgment and decree, among other things, direct the sale by me of the real property hereinafter described, to satisfy the amount of said judgment, with interest thereon and the costs and expenses of such sale, or so much thereof as the proceeds of said sale will satisfy; and by virtue of a writ issued to me out of the office of the Clerk of said Court, I, Chuck Curry, Sheriff of Flathead County, Montana, or a Deputy on behalf of the Sheriff, will sell the property described in the Judgment to the highest bidder for cash or credit bid at public auction at the lobby of the Justice Center in the City of Kalispell in the County of Flathead, and State of Montana, on Tuesday the 20th day of February, 2018, at the hour of 10 o'clock A.M., to satisfy the amount due, with interest thereon, and the costs and expenses of such sale, or so much thereof as the proceeds of such sale will satisfy. The property to be sold is situated in the County of Flathead, and State of Montana, and described as follows: LOT 31 OF STILLWATER ESTATES SUBIVISION PHASE I, ACCORDING TO THE MAP OR PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE CLERK AND RECORDER OF FLATHEAD COUNTY, MONTANA Physical location: 120 West Bowman Drive, Kalispell, MT 59901 Dated this 24th day of January, 2018. FLATHEAD COUNTY SHERIFF CHUCK CURRY By: /s/ Jeff Weyh Civil Department MACKOFF KELLOGG LAW FIRM 38 Second Ave E Dickinson ND 58601 Attorney for the Plaintiff January 29, February 5, 12, 2018 MNAXLP __________________________

PSB among banks receiving CPP funds

SANDPOINT — Panhandle State Bank received $27 million in December as part of government's Capital Purchase Program.

NOTICE OF TRUSTEE'S SALE

On April 10, 2008, at the hour of 11:00am, of said day, at At the front entrance of first american title company, 419 N 2nd Street, Sandpoint, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Bonner, state of Idaho, and described as follows, to wit: The west half of the northwest quarter of the northeast quarter of section 17, township 54 north, range 4 west, boise meridian Bonner county, idaho, excepting therefrom county road right of way along the north line thereof. Commonly known as 3763 Spirit Lake Cutoff Road Spirit Lake Id 83869. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Kevin L. Harken, A Married Man, As His Sole and Separate Property as Grantor, to First American Title, as Trustee, for the benefit and security of National City Mortgage Co Dba Accumortgage. as Beneficiary, recorded June 27, 2001, as Instrument No. 583754, Mortgage records of Bonner County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due august 1, 2007 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $114,152.88, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: December 03, 2007 First American Title Insurance Company Signature/By Kathleen Mayerle. R-158777

NOTICE OF TRUSTEE'S SALE

Loan No. xxxxxx7329 T.S. No. 1106661-09 Parcel No. rp56n04w010150a On October 09, 2007, at the hour of 11:00am, of said day, at At the front entrance of first american title company, 419 N 2nd Street, Sandpoint, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Bonner, state of Idaho, and described as follows, to wit: The South 420 feet of the North 1240 Feet of that portion of Section 1, Township 56 North, Range 4 West, Boise Meridian, Bonner County, Idaho, lying East of the Centerline of Riley Creek. Commonly known as 5101 Upper Riley Creek Road, Laclede, ID 83841. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Vicki A Demiero, A Married Woman, As Her Sole and Separate Property as Grantor, to Sandpoint Title Ins Inc, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. as Beneficiary, recorded June 13, 2007, as Instrument No. 678824, Mortgage records of Bonner County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due February 1, 2007 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $212,907.67, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon, CA 92022-9004 (800)546-1531 Dated: June 05, 2007 First American Title Insurance Company Signature/By Kathleen Mayerle. R-145487 07/03/07, 07/10/07, 07/17/07, 07/24/07

Islamic radicals making inroads?

In August, MSU student Jaelyn Young was sentenced to 12 years in prison for attempting to join the Islamic State. Her fiance was sentenced to eight years. The couple planned on claiming they were traveling on their honeymoon as a cover story. Young stole her mother’s credit card to pay for their airline tickets. They were arrested at the airport before boarding a flight to Istanbul.

NIC plays key role in economic development

Community colleges have moved into positions of prominence in economic and workforce development activities nationwide. Historically, employers looked to colleges as a source of trained workers, including graduates of both professional-technical and general studies programs. More recently though, the role of community colleges, in economic development, has expanded and includes other business enhancing activities.

Records July 14, 2012

DIVORCE FILED