Ways to help, hurt and establish your credit

Credit is an important tool used to measure how responsible an individual is. Banking and lending institutions use your credit score to determine the level of risk associated with making funds available to you. There are several ways any individual can help, hurt and establish credit. Keep these things in mind when you attempt to improve your credit.

Legals for August, 9 2024

Basketball, bowling, cross country and more

CROSS COUNTRY

Soccer, volleyball, gymnastics and more

SELECT SOCCER

Your credit score might cost you more to drive

Not happy with your credit score? Look again this fall, when changes in how credit bureaus calculate credit scores take effect.

Don't let the holidays ruin your credit

(StatePoint) Looking for the “perfect gifts,” paired with enticing retail discounts and deals, can pressure holiday shoppers to spend more than they can afford. As a result, consumers may max out credit card limits or miss payments, negatively affecting credit scores. In addition, store credit cards may offer instant discounts that are tempting at the register — but that new application could decrease your credit score.

Sponsored: 5 big things that impact your credit score – and how to repair it

What’s so important about your credit score?

Why you might not want to zero out every credit card

In general, using as little of your credit card limits as possible is better for your score. So logic would suggest that paying off your credit cards early so that a zero balance is reported to the credit bureaus would produce the highest scores, right?

Why you might not want to zero out every credit card

In general, using as little of your credit card limits as possible is better for your score. So logic would suggest that paying off your credit cards early so that a zero balance is reported to the credit bureaus would produce the highest scores, right?

Why you might not want to zero out every credit card

In general, using as little of your credit card limits as possible is better for your score. So logic would suggest that paying off your credit cards early so that a zero balance is reported to the credit bureaus would produce the highest scores, right?

Why you might not want to zero out every credit card

In general, using as little of your credit card limits as possible is better for your score. So logic would suggest that paying off your credit cards early so that a zero balance is reported to the credit bureaus would produce the highest scores, right?

Easier access to plastic

New scoring system aims to help people with poor credit

NEW YORK - People struggling with a bad credit score, or lack of one, could benefit from a program debuting in the next few months aimed at making it easier to get a Visa or MasterCard.

Millennial Money: How to take charge of your credit in 2020

By now, you’ve encountered the world of credit, whether it was renting your first apartment or figuring out how to pay for a kitchen remodel.

Millennial Money: How to take charge of your credit in 2020

By now, you’ve encountered the world of credit, whether it was renting your first apartment or figuring out how to pay for a kitchen remodel.

Millennial Money: How to take charge of your credit in 2020

By now, you’ve encountered the world of credit, whether it was renting your first apartment or figuring out how to pay for a kitchen remodel.

Millennial Money: How to take charge of your credit in 2020

By now, you’ve encountered the world of credit, whether it was renting your first apartment or figuring out how to pay for a kitchen remodel.

The credit union difference. Credit Unions are not-for-profit financial institutions that help members achieve financial well being.

YOUTH SPORTS: Select soccer, youth soccer

SELECT SOCCER

Cupcakes good for WSU's health

What will become of all those dreary preseason games?

THE FRONT ROW with MARK NELKE: The connection between Eck and Choate

“He’ll do a good job there,” Eck said. “It’s funny, when you get a head coaching job, you get a lot of people who contact you and recommend people that you should hire. And once in a while, someone recommends a guy and says, ‘Oh, I love this guy, hire him,’ and then the guy that recommends him gets a job and doesn’t hire the guy he recommended. But I respect Jeff; he recommended one or two guys to me, when I got hired at Idaho, and I didn’t end up hiring them, but, sure enough, now he’s at Nevada, he’s hired those guys. So that puts some credibility with him.