ARTICLES BY BILL BROOKS SPECIAL TO

Halloween has passed but zombies linger

There is an actual term for debt that has come back from the dead to haunt you. Zombie debt (also known as ghost debt) is a dormant debt that is resurrected by debt collectors and is designed to get you to pay for something you may no longer owe. Or …
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 5 MONTHS AGO

Yo ho ho! Mess with scam callers

Jolly Roger (jollyrogertelephone.com) is a new program using artificial intelligence (AI) to drive scam callers crazy. The program “engages” the live caller using AI to keep them on the phone as long as possible and to frustrate them to no end. If you’d like to hear an example, go to: …
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 6 MONTHS AGO

Don't take the Craigslist bait

CRAIGSLIST CLAIMS ANOTHER VICTIM: A couple from Chicago contracted for the perfect Seattle location for their wedding using Craigslist. The couple rented a Seattle residence for two weeks for about $3,000 for their wedding preparation and nuptials.
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 6 MONTHS AGO

Vote for your favorite scam

Scam artists are using the phone to prey on prospective Idaho voters.
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 6 MONTHS AGO

Medicare problems? Just call Joe

Joe Lykins called and told me about the Senior Medicare Patrol. Joe is this area’s volunteer coordinator. The service is available right here in our area to Medicare beneficiaries, designed to prevent, detect and report Medicare-based health care fraud.
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 6 MONTHS AGO

Come on now, folks: Stay off Suckers List

What’s a “come-on”? At best it’s something that is done to get customers for a business. At worst, it’s a dishonest way to entice consumers to click here, enter your email there, or provide identifying, confidential information to an entity (business or individual) that doesn’t otherwise have access to your …
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 6 MONTHS AGO

You're a winner! (No, you aren't)

Every year, just like the swallows returning to the old mission at San Juan Capistrano, in the late summer and early fall Publishers Clearing House deluges consumers with TV ads and email spam attempting to lure them into entering their sweepstakes.
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 6 MONTHS AGO

When financial pressure squeezes your brain

Debts and liens are not the same! This week I had a consumer call me with a real problem. The consumer had gone through filing a Chapter 7 bankruptcy, then tried selling their home to cash out the equity and start over.
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 7 MONTHS AGO

Small businesses make big targets

A local business got a decent-sized order for its product from a company in a Middle Eastern country. The name of the country is not important. What IS important is that orders from any foreign country, particularly if your firm hasn’t done business with the company, should cause you to …
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 7 MONTHS AGO

Getting sick over prescription recalls

Some “lots” of a commonly prescribed medicine, effective in treating high blood pressure, are being recalled by the FDA. This recall is for the drug Hydrochorothiazide, in 12.5 mg tablets.
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 7 MONTHS AGO

Area under scam assault with false arrest calls

I’ve had more than 40 calls this week from consumers who have received calls — some robo calls and some in person — from individuals claiming to be from various agencies of the federal government. These people are attempting to scare the daylights out of you, causing you to panic …
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 7 MONTHS AGO

Holy sheet! Don't pay fees up front

Upfront fees? Never! That’s my rule.
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 8 MONTHS AGO

Beware charity auction items with strings

People in our area are truly generous. A consumer called me with a sad story. It made me angry as I listened to him.
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 8 MONTHS AGO

Take this tip to the bank

Just this week, I have received an unusually large number of reports of bank account hacking and fraud. In that most of our transactions are electronic, it often happens before you know it.
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 8 MONTHS AGO

Low-cost meat is good; robot, less appetizing

In the past, a bunch of U.S.-produced meat was routinely shipped overseas to hungry markets. With the advent of current trade wars, that meat can only be sold to U.S. consumers. For example, China has slapped a 25 percent tariff on U.S. pork, and Mexico has applied a 20 percent …
COEUR D'ALENE PRESS | UPDATED 6 YEARS, 8 MONTHS AGO

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