It probably doesn't happen as much as you'd like, but from time to time, you have some extra disposable income. When this happens, how should you use the funds? Assuming you have adequate emergency savings - typically, three to six months' worth of living expenses - should you pay off …
COEUR D'ALENE PRESS | UPDATED 10 YEARS, 4 MONTHS AGO
If you want to send your children or grandchildren to college, retire comfortably and achieve other important life goals, you will have to invest - it's that simple. But the process of investing can sometimes seem anything but simple. What can you do to gain confidence that you are making …
COEUR D'ALENE PRESS | UPDATED 10 YEARS, 6 MONTHS AGO
In many areas of your life, you're probably aware that it's useful to keep emotions out of your decision-making - and that's certainly the case with investing. However, it can be difficult to keep your feelings from influencing your investment decisions. But you may find it easier to invest with …
COEUR D'ALENE PRESS | UPDATED 10 YEARS, 8 MONTHS AGO
The days are getting longer and warmer - a sure indication of the arrival of spring. Another sign of the season may be the urge you get to do some spring cleaning. But you might not have realized that some of the same spring cleaning techniques that can be used …
COEUR D'ALENE PRESS | UPDATED 10 YEARS, 9 MONTHS AGO
Have you given much thought to collecting Social Security? The answer probably depends on how old you are - but whatever your age, you'll want to consider the best way of incorporating Social Security benefits into your retirement income strategy.
COEUR D'ALENE PRESS | UPDATED 10 YEARS, 10 MONTHS AGO
It's a good thing to have some savings. When you put the money in a low-risk account, you can be pretty sure it will be readily available when you need it. Nonetheless, "saving" is not "investing" - and knowing the difference could pay off for you far into the future.
COEUR D'ALENE PRESS | UPDATED 10 YEARS, 11 MONTHS AGO
When you're working to achieve your financial objectives, you will encounter obstacles. Some of these can be anticipated - for example, you won't be able to invest as much as you want for retirement because you have to pay for your mortgage. Other challenges can't be easily anticipated, but you …
Throughout your career, you have been working hard to save in one or more retirement accounts. Then once you retire, you'll have some new decisions to make. But one choice has already been made for you: the age at which you must start taking withdrawals, or "distributions." It's a good …
COEUR D'ALENE PRESS | UPDATED 11 YEARS, 1 MONTH AGO
